| Performance Pricing |
| Actual rate may be higher based on credit history |
| Term |
| Year |
Months |
Rates -As low as |
| 06,07,
& 2008 |
60-66 |
4.74% APR* |
| 05 |
54-60 |
5.24% APR |
| 03 &
04 |
48-54 |
5.74% APR |
| 02 |
36-48 |
6.49% APR |
|
01 & Older |
24-36 |
7.74%
APR |
| Auto/Motor Home |
|
Unsecured |
| Year |
Rates -As low as |
Rates -As low as |
Months |
| 06, 07,
& 2008 |
4.74% APR |
10.24% |
24-36 |
|
05 |
5.24% APR |
1 Payment Note (secured) |
|
03 & 04 |
5.74% APR |
Rates -As low as |
|
02 |
6.49% APR |
10.24% APR |
|
01 & Older |
7.74% APR |
|
|
| Other |
|
1 Payment Note (unsecured) |
| Year |
Rates -As low as |
Rates -As low as |
| 06,07,
& 2008 |
5.99% APR |
11.99% APR |
| 02,03,04,
& 2005 |
7.49% APR |
|
|
| 01 & older |
8.49% APR |
|
| |
|
|
| *APR - Annual Percentage Rate |
| Standard Pricing |
| 100% Share Secured |
| Months |
APR |
| Up to 24 |
5.25% |
| 36 |
5.75% |
| 48 |
6.00% |
| 1 Payment Notes |
6.50% |
| Ready Reserve Line of Credit |
| APR (variable rate) |
Type |
| Up to 24 |
10.00% |
|
|
| Equity |
| Fixed Rate Home Equity Loans |
| This Loan offers a fixed interest rate for
up to 5 years. They may be based on repayment periods of up to 15 years. |
|
Advance Amount |
APR |
| < 90%
of TAV or 80% of Appraised |
As low as
5.74% APR |
| 100%
of TAV OR 90% of Appraised |
As low as
6.99% APR |
|
TAV = Tax Assessed
Value
3 YEAR BALLOON |
|
Advance Amount |
APR |
| < 90%
of TAV or 80% of Appraised |
As low as
5.50% APR |
| 100%
of TAV OR 90% of Appraised |
As low as
6.75% APR |
TAV = Tax Assessed Value
|
Open-End Home Equity Loans (Variable
Rate) |
|
|
Advance
Amount |
Rate |
|
PLATINUM
EQUITY
ACCESS LINE |
90% of TAV or 80% of Appraised |
5.00% Margin -.50%
Floor: 5.00% |
|
SUPER FLEX
EQUITY
ACCESS LINE |
100% of TAV or 90% of Appraised |
6.00% Margin +.50%
Floor: 6.00% |
Equity Line of Credit
Click here for features |
|
Boats/Motor Homes: 25% Down Payment |
| Over 66
Months
7.25% APR (variable) |
|
|
|