Credit Score Monitoring | Collins Community Credit Union.
Collins Community Credit Union

Free Credit Score & Credit Monitoring

Know Your Credit. Build Your Future.

Get free access to your credit score, full credit report, personalized recommendations, and credit monitoring alerts directly within online and mobile banking.

Access Your Credit Dashboard inside Online Banking

Benefits:

Credit Score Tracking

Monitor your credit score and receive regular updates.

Credit Monitoring

Receive alerts when significant changes occur on your credit file.

Score Simulator

Explore how financial decisions may impact your credit score before taking action.

Personalized Insights

Learn ways to strengthen your credit profile and improve financial wellness.

Safe, Secure, and Free

  • No cost to enroll
  • Checking your score will note impact your credit score.
  • Bank-level encryption and security measures help protect your information
  • Available through online and mobile banking.

Watch the video and learn more!

 


Frequently Asked Questions

Is there a fee to use the service?

No. Credit Score is provided at no cost to eligible members. There is no subscription fee, and no credit card information is required to enroll.

Will checking my score impact my credit?

No. Viewing your credit score through Credit Score is considered a "soft inquiry," which does not affect your credit score. Unlike a hard inquiry that may occur when applying for credit, checking your score through the tool is completely safe and will not lower your score.

How often is my score updated?

Your credit score is automatically updated every seven days. You can also refresh your score and view an updated credit report every 24 hours through the Credit Score dashboard in online or mobile banking.

What is credit monitoring?

Credit monitoring helps you stay informed about important changes to your credit profile. Once enrolled, your credit file is monitored daily and you may receive alerts about significant activity, such as new accounts, credit inquiries, delinquent accounts, fraud alerts, public records, or other key changes.

How is my information protected?

Your information is protected using bank-level encryption and security measures. The platform is designed to safeguard your personal data and is regularly reviewed to help ensure compliance with rigorous security standards.

 

We are here to help you with all your questions.

 

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