Collins Community Credit Union

Fees

ATM/DEBIT CARD

After (10) withdrawals or POS transactions at a non CCCU ATM machine per month $0.50*/per transaction
Copy of actual charge slip $5.00*
Card Replacement Fee $10.00*
NSF Debit Card Transaction $31.00
Preauthorized payment cancellation $31.00
VISA charges a 1% International Service Assessment(ISA) for each foreign country transaction which is reflected in the transaction.
 

CHECKING

 
Monthly Service Charges:  
            Plus Checking (Product discontinued 10/31/2013) $2.00*
            eChecking Free w/ eStatements 
or $2.00 w/ paper statements
            StartFresh Checking $9.95 or $7.95 w/ monthly direct deposit
            StartFresh First Step $9.95 or  $7.95 w/ monthly direct deposit
            Health Savings Account $1.00*
Cost of Drafts Varies with design
Overdraft transfer from Savings  
             Free Checking $5.00
             eChecking $5.00
             Advantage Checking $5.00
             StartFresh Accounts $5.00
Stop Payment $31.00*
   

OVERDRAFT

When a transaction overdraws your account the following fees will apply:
If Paid: $31.00 / item
$155.00 day/maximum per transaction type
   
If Returned: $32.00 / item
(no maximum per day)
 

CHECK ISSUE CHARGES

Cashiers Checks $3.00 ea.
Money Orders $3.00 ea.
 

SAFE DEPOSIT BOXES

Size

Annual Rental Fee

3X5 $20.00
5X5 $25.00
3X10 $30.00
5X10 $42.00
10X10 $70.00
 
Lost Key Charge - One Key $20.00
Lost Key Charge - Both Keys $200.00
   

READY RESERVE LINE OF CREDIT

Annual Fee None
Late Payment Charge Lesser of 5% of the payment or $15.00
   

WIRE TRANSFERS

Incoming Wire Transfer $5.00
Outgoing Wire Transfer (Within US) $20.00
Outgoing Wire Transfer (International) $40.00
   

CU ONLINE

Account Internet Access Free
Bill Pay (If there is no activity for 90 days service, Bill Pay will be discontinued.) Free
Online Bill Payment Returned Item $10.00 per item
Mobile Money (standard data rates may apply) Free
Mobile Deposit (standard data rates may apply) Free
eStatements

Free

MoneyMeter Free

PopMoney
                     $1.00 - $249.99
                     $250.00-$999.99
                     $1,000 and up               


3 day = $0.50         Next day = $0.85
3 day = $0.75         Next day = $1.00
3 day = $1.50         Next day = $2.00

 Account to Account Transfer (A2A)
                     Outgoing
                     Incoming

 
$3.00
Free
   

STATEMENT ACCOUNT ASSISTANCE

Research Fee $20.00 per hr/$10.00 Minimum*
Account Reconcilement $20.00 per hr/$10.00 Minimum*
   

MISCELLANEOUS

Notary Free
Medallion Signature Guarantee $20.00
Money Market (excess withdrawal) $5.00 monthly
Bad Address (charged after 2 returned statements) $5.00 monthly
Deposit Items Returned $5.00*
Returned Deposit Item (own account) $31.00
Lost Money Order Assessed actual charge
Foreign Currency & Check Exchanges $25.00
Tax Levy / Garnishment Fee $50.00 or maximum allowed
Outgoing Collection Item Fee $5.00
Incoming Collection Item Fee $5.00*
Foreign Item Collection Fee Varies
Check Cashing Fee $5.00
       (if average monthly account balance is less than $300. No fee for members under the age of 18.)
Early Closure Fee (if account is closed before 6 months) $15.00
Inactivity Fee** $10.00 semi annual (Jan/July)
 
*Plus Applicable Taxes
** After 12 months with no transactions (withdrawals or deposits) on account balances less than $2500. No fee for accounts with a safe deposit box, credit card, active checking account, loan, Health Savings Account, IRA, or members under the age of 18.
 
The fees listed are effective as of 08/05/2014. Please contact the credit union at 800-475-1150 if you have any questions.

 

Main Office
1150 42nd St NE
Cedar Rapids, Iowa 52402
Phone 1-800-475-1150 | Email
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©2015 Collins Community Credit Union. All Rights Reserved.