Advantage Checking
Bank Smarter with an Advantage Checking Account
Advantage Checking is the checking account that pays you more. Get the most out of your money with our high-yield checking account. Earn an exceptional bonus rate on balances up to $25,000, subject to applicable requirements:
- Sign up for eStatements
- Log in to Online Banking or use the Collins Mobile App at least once a month
- Have at least one monthly direct deposit of $100 or more into your Advantage Checking Account
- Use your Visa® debit card at least 15 times during the month on purchases of $5.00 or more
5.05% APY¹ on Balances up to $25,000.00
No minimum monthly balance fee
No minimum balance required
²Free online and mobile banking
$50.00 minimum deposit to open
$1 Membership Share account is required to establish Collins Community Credit Union membership
At Collins, we offer a variety of services to enhance your banking experience. Click here to view the full list of our services.
Bank Smarter with Advantage Checking: Earn more, get more, and make your money work for you!
Important Legal Disclosures
Must meet membership eligibility requirements.
¹APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. If all monthly qualifications are met: 1) 15 or more debit card purchases of a minimum of $5.00 each must post and clear the account, 2) sign up to receive eStatements, 3) log into Online Banking or the Mobile app at least one time during the month, 4) post at least one direct deposit of $100 or more to the account monthly, balances up to $25,000.00 earn an APY of 5.05%, the portion of balance from $25,000.01-$30,000.01 will earn 0.05% APY and the portion of balance $30,000.01 and up will earn 0.01% APY. If you do not meet these requirements, your account will still earn 0.01% APY. A minimum $50.00 deposit is required to open an account. No minimum balance is required to earn APY. Fees could reduce earnings on the account. Rates are subject to change. Federally Insured by NCUA.
²Data and other wireless carrier charges may apply.