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Collins Community Credit Union

Should I rent or buy a home?

Should I rent or buy a home?

First Name(*)
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Rent Assumptions

Monthly rent payment ($)
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Additional monthly fees ($)
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Monthly renter's insurance premium ($)
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Annual rate increases (0% to 10%)
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Purchase Assumptions

Purchase price of home ($)
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Annual appreciation rate (0% to 10%)
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Realtor fees on future sale (0% to 100%)
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Amount of loan ($)
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Annual interest rate (0% to 40%)
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Number of years (1 to 40)
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Closing costs (not included in loan amount) ($)
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Annual homeowner's insurance premium ($)
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Annual property taxes ($)
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Annual maintenance cost ($)
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Other Assumptions

Number of years for the comparison (1 to 30)
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Marginal tax bracket (0% to 75%)
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Before tax return on savings (-12% to 12%)
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Assumed annual inflation rate (0% to 10%)
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You may be interested in...

Fixed-Rate Mortgage

Our fixed rate mortgage offers low rates on home loans and the security of knowing your payments won’t change, no matter how much rates fluctuate.

Adjustable-Rate Mortgage

Achieve your dreams of owning your own home with an Adjustable-Rate Mortgage (ARM) loan from Collins Community Credit Union. 

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What's New

View All What's New

What's New

  • Trick-or-Treat with Kirby Kangaroo

    October 31, 2017
    2:30 PM
    4:30 PM
    Collins Community Credit Union
    17 September 2017
    Trick-or-Treat with Kirby Kangaroo on Tuesday, October 31 from 2:30 to 4:30 p.m. at the 42nd Street branch. Learn More
View All What's New