Credit Cards Image 1
Credit Cards
Credit Cards Image 1

Achieve Your Financial Goals With a Credit Card

Our Credit Card Options

Whether you’re looking for rewards on everyday purchases, a card that’s simple and hassle-free, or are working to build credit, let us see if we’ve got a credit card for you.

  • Visa Platinum Rewards

    Visa®
    Platinum
    Rewards

  • Visa Platinum

    Visa®
    Platinum

  • Secured Visa

    Visa Secured®

  • Visa Business Choice Rewards

    Visa® Business
    Choice
    Rewards

CardValet

Card Valet

Protect Your Credit Card Against Fraud

Download CardValet, the mobile app that allows you to deactivate your card when it’s not in use.

Choose the Collins Credit Card That Fits Your Lifestyle

 

Visa® Platinum Rewards*

Visa® Platinum**

Visa® Secured***

Visa® Business Choice Rewards****
Earn points on everyday purchases with uChoose Rewards table icons table icons table icons table icons

0.00% introductory APR for the first six billing cycles

After that, the APR will be 7.21% to 18.24% based on creditworthiness

 table icons table icons table icons table icons
No annual fee table icons table icons table icons table icons
Online Account Access table icons table icons table icons table icons
Recommended For: Members who are looking to be rewarded for everyday spending. Members who typically carry a balance from month-to-month. Members who are working on re-building credit. Small business owners, executives, and travelers.

Disclosures

Visa® Platinum Rewards

*APR = Annual Percentage Rate. Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions are subject to change at any time. 0.00% introductory APR through the first six billing cycles. After that, APR will be 8.24% to 18.24% for the variable rate card. The APR for the variable rate card will vary with the market based on the Prime Rate.

  • Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
  • Annual Fee: None
  • Balance Transfer Fee: None
  • Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment: Up to $15
  • Return Payment: Up to $20

Print Variable Disclosure
Print Non-Variable Disclosure

Visa® Platinum

*APR = Annual Percentage Rate. Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions are subject to change at any time. 0.00% introductory APR for the first six billing cycles. After that, your APR will be 7.24% to 17.24% for the variable rate card, based on creditworthiness. The APR for the variable rate card will vary with the market based on the Prime Rate.

  • Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
  • Annual Fee: None
  • Balance Transfer Fee: None
  • Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment: Up to $15
  • Return Payment: Up to $20

Print Variable Disclosure
Print Non-Variable Disclosure

Visa® Secured

*APR = Annual Percentage Rate. Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. 0.00% introductory APR for the first six billing cycles. After that, your APR will be 18.24% based on creditworthiness.

  • Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
  • Annual Fee: None
  • Balance Transfer Fee: None
  • Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment: Up to $15
  • Return Payment: Up to $20

Print Disclosure

Visa® Business Choice Rewards

****Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. 0.00% introductory APR through the first six billing cycles. After that, APR will be 10.15% and will vary with the market based on the Prime Rate.

  • Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
  • Annual Fee: None
  • Balance Transfer Fee: None
  • Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment: Up to $15
  • Return Payment: Up to $30

Print Disclosure