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Collins Community Credit Union

Free Checking

Simple, secure, and convenient

With a Free Checking Account from Collins, you can manage your money with online and mobile banking, easily access your funds with a Visa(R) debit card, and receive eStatements directly in your inbox with no monthly service fee and no minimum balance. Our Free Checking Account is a simple, secure, and convenient way to ignite your financial future.

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$50 minimum deposit to open

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No monthly fees

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No minimum balance

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Unlimited transactions

Check

No per check charge

At Collins, we offer a variety of services such as mobile deposit, mobile banking, debit cards, and more to enhance your banking experience. Click here to view the full list of our services.

Services

Debit Card

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All Collins Community CU Debit Cards are enabled with chip card technology and instant issue cards are available at many Collins branches.

eStatements

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You can access your Collins Community Credit Union account statement anytime, anywhere by signing up for eStatements.

CU Online

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With CU Online banking, you have access to your account information anytime, anywhere. It's the branch that's always open.

Bill Pay

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Why spend hours each month paying bills when it can be done so quick and easy with our free Bill Pay service.

Overdraft Protection

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Everyone miscalculates their checkbook or loses track of expenses from time to time. That's why we offer Overdraft Privilege--a benefit to members in good standing that will cover overdrafts if you inadvertently overdraw your account.

Audio Response Telephone System

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ARTS is our Audio Response Telephone System which gives you access to your account 24 hours a day, seven days a week.

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Get Free Checking Today

Found out how to Apply for Free Checking and start enjoying your new Free Checking!

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What's New

  • How to Host a Holiday Party on a Budget

    How to Host a Holiday Party on a Budget

    04 December 2017
    From buying gifts to throwing parties – during the holiday season you end up spending money as if it grows on trees. Then when January rolls around, you’re on a ramen noodle diet! It doesn’t have to be like this. I’m here to give you a couple quick tips on how to host an authentic and creative holiday party that’s well within budget.  Learn More
  • 7 Ways to Give Back this Holiday Season without Spending a Dime

    27 November 2017
    Check out these 7 ways to give back without spending a dime! Learn More
  • Dreams Come True, Thanks To Our Friends in Blue

    14 November 2017
    This year, once again for many underprivileged kids in the Cedar Rapids area, Santa will be wearing a badge and driving a police car. The Cedar Rapids Protective Police Charity is raising money for their annual Santa Cop program, where local officers will take kids shopping for warm winter clothes and perhaps a few toys as well. Learn More
  • How to Retire Early

    06 November 2017
    Wish you could retire right now? For some of us, this may seem like a fantasy that will never be reached. But, most Americans can retire early if they take the right steps. Learn More
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What's New

View All What's New