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Collins Community Credit Union

Free Checking

REMINDER: Collins Community Credit Union will be performing a core conversion April 27 through May 1. During the conversion period you will experience service limitations as well as branch closures. All branches, including the in-store branches, will close at 5:30 p.m. on April 27 and reopen for business on Tuesday, May 1. To learn more about the core conversion, and to view frequently asked questions, click here

Simple, secure, and convenient

With a Free Checking Account from Collins, you can manage your money with online and mobile banking, easily access your funds with a Visa(R) debit card, and receive eStatements directly in your inbox with no monthly service fee and no minimum balance. Our Free Checking Account is a simple, secure, and convenient way to ignite your financial future.

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$50 minimum deposit to open

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No monthly fees

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No minimum balance

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Unlimited transactions

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No per check charge

At Collins, we offer a variety of services such as mobile deposit, mobile banking, debit cards, and more to enhance your banking experience. Click here to view the full list of our services.

Services

Debit Card

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All Collins Community CU Debit Cards are enabled with chip card technology and instant issue cards are available at many Collins branches.

eStatements

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You can access your Collins Community Credit Union account statement anytime, anywhere by signing up for eStatements.

CU Online

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With CU Online banking, you have access to your account information anytime, anywhere. It's the branch that's always open.

Bill Pay

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Why spend hours each month paying bills when it can be done so quick and easy with our free Bill Pay service.

Overdraft Protection

Everyone miscalculates their checkbook or loses track of expenses from time to time. That's why we offer Overdraft Privilege--a benefit to members in good standing that will cover overdrafts if you inadvertently overdraw your account.

Audio Response Telephone System

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ARTS is our Audio Response Telephone System which gives you access to your account 24 hours a day, seven days a week.

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Get Free Checking Today

Found out how to Apply for Free Checking and start enjoying your new Free Checking!

Have a Question? Contact Us

What's New

  • Collins Community Credit Union employees holds

    Protecting Financial Choice: Credit Unions Fight for Fair Tax Codes

    21 March 2018
    On March 7, 2018, Collins Community Credit Union joined credit union advocates, members, and employees from around the state to rally against the proposed tax hike that recently passed through the Iowa Senate. As they hiked the hill to show the legislature the importance of keeping our not-for-profit institution’s taxes the way they are, employees at Collins branches around the state showed their support by wearing t-shirts donned with the phrase, “I love my credit union,” and “Protect... Learn More
  • Protect Financial Choice

    Setting the Records Straight on Credit Unions

    14 February 2018
    Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share." Learn More
  • Love Image

    6 Affordable Date Night Ideas for Valentine's Day

    05 February 2018
    With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's... Learn More
  • A father and his sons

    What Previous Generations Never Taught You About Personal Finance and Frugality

    29 January 2018
    In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no... Learn More
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