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Collins Community Credit Union

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Certificate for IRAs

Ignite your retirement savings

We have several different investment banking options to choose from, including a Certificate for IRAs. Enjoy a higher interest investment with the flexibility of a variety of terms when you choose a Certificate for IRAs. 

Money 4

$1,000.00 minimum balance required

Percentage 3

Tiered rates

Signature

Automatically revewable

Check 2

10-business days grace period after Certificate matures to change term or cash

Important Legal Disclosures

Rates subject to change. Fees may reduce earnings on the account. Interest compounded quarterly. A member may elect interest to be added back to the Certificate, deposited to an account, or check to be mailed. Early withdrawal penalties apply if any portion of the principal is withdrawn. Federally Insured by NCUA. 

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Find out how to Apply for Certificate for IRAs and start enjoying it!

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What's New

  • coins in a jar

    6 Steps to Planning the Perfect Retirement

    2018-08-28 01:43:36

    Many of us start dreaming of retirement soon after we enter the workforce. We look forward to lazy days and frequent travelling, wintering in Florida and spending time with our families, or having the time to pursue our hobbies. But, to escape into retirement from the daily drudgery of a job, we must attain one thing: financial security.

    Learn More

  • How to Retire Early

    2017-11-06 16:27:05

    Wish you could retire right now? For some of us, this may seem like a fantasy that will never be reached. But, most Americans can retire early if they take the right steps.

    Learn More
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Financial Education & Resources

View All Education & Resources

What's New

  • Pre-Approval Makes All the Difference When Buying a Home

    22 June 2021
    You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a clear understanding of your budget so you stand out to sellers as a serious homebuyer. Learn More
  • Fraud Text Alerts

    Introducing Fraud Text Alerts

    07 June 2021
    At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card. Learn More

  • How To Increase The Value Of Your Home With Curb Appeal Updates

    11 May 2021
    The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021. Learn More

  • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

    26 April 2021
    In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe! Learn More
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