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Collins Community Credit Union

Auto Loans

Get the car of your dreams with a payment you can afford

At Collins Community Credit Union, we make the car buying process simple and hassle free. Plus, with our low rates, you'll be able to buy the car you love with a payment you can afford.  

 

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Rates as low as 1.99% APR*

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Free pre-approval

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On the spot financing

Money

Refinance from another lender and save

Get pre-approved before you begin to shop

At Collins Community Credit Union you can be pre-approved before you even begin to shop. Being pre-approved is like being a cash buyer, so when you find what you want you can begin the buying process immediately. With a pre-approval, your interest rate is locked in for 30 days, so you’ll have plenty of time to find exactly what you want. We even offer 100% financing with convenient terms.

On the spot car loan financing

Going to the credit union is the last thing on your to-do list, that’s why we’ve partnered with more than 50 local dealers to get you a great deal, fast! After you pick out exactly what you want, tell the dealer you want your loan through Collins Community Credit Union, and drive your new ride home the same day. View our list of lending partners.

Are you a first-time buyer with no credit score?

We have a first-time car buyer loan program for members age 25 or younger with no credit score. This is a great way to get the car you want and build credit responsibly.

Rates

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*APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. All loans subject to approval. Must be or become Collins Community CU member to obtain loan. ** Loan amount cannot exceed NADA retail or MSRP. 

Payment example: $15,000.00 loan on a 2013 vehicle for a term of 48 months with a 1.99% APR, the monthly payment would be $325.00.

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