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Collins Community Credit Union

Auto Loans

Get the car of your dreams with a payment you can afford

At Collins Community Credit Union, we make the car buying process simple and hassle free. Plus, with our low rates, you'll be able to buy the car you love with a payment you can afford.  

 

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Rates as low as 2.91 APR* 

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Rate Discount - Receive 0.25% off the as low as rate when you setup an automatic loan payment with your Collins Checking account

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Free pre-approval

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On the spot financing

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Refinance from another lender and save

Get pre-approved before you begin to shop

At Collins Community Credit Union you can be pre-approved before you even begin to shop. Being pre-approved is like being a cash buyer, so when you find what you want you can begin the buying process immediately. With a pre-approval, your interest rate is locked in for 30 days, so you’ll have plenty of time to find exactly what you want. We even offer 100% financing with convenient terms.

On the spot car loan financing

Going to the credit union is the last thing on your to-do list, that’s why we’ve partnered with more than 50 local dealers to get you a great deal, fast! After you pick out exactly what you want, tell the dealer you want your loan through Collins Community Credit Union, and drive your new ride home the same day. View our list of lending partners.

Are you a first-time buyer with no credit score?

We have a first-time car buyer loan program for members age 25 or younger with no credit score. This is a great way to get the car you want and build credit responsibly.

What's New

  • Fraud Text Alerts

    Introducing Fraud Text Alerts

    07 June 2021
    At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card. Learn More
  • How To Increase The Value Of Your Home With Curb Appeal Updates

    11 May 2021
    The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021. Learn More
  • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

    26 April 2021
    In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe! Learn More
  • The Top 5 Home Improvement Projects For The Best ROI

    23 April 2021
    If you're thinking about moving, whether you're upgrading, downsizing, or changing locations, now is the time to sell your house. Tighter inventories and increasing demand create an ultra-competitive market, which means houses are selling faster and often for top dollar. You may know specific home improvements can help improve your home's value, but not every upgrade helps drive a higher price. Learn More
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