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Collins Community Credit Union

Auto Loans

REMINDER: Collins Community Credit Union will be performing a core conversion April 27 through May 1. During the conversion period you will experience service limitations as well as branch closures. All branches, including the in-store branches, will close at 5:30 p.m. on April 27 and reopen for business on Tuesday, May 1. To learn more about the core conversion, and to view frequently asked questions, click here

Get the car of your dreams with a payment you can afford

At Collins Community Credit Union, we make the car buying process simple and hassle free. Plus, with our low rates, you'll be able to buy the car you love with a payment you can afford.

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Rates as low as 2.24% APR*

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Free pre-approval

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On the spot financing

Money

Refinance from another lender and save

Get pre-approved before you begin to shop

At Collins Community Credit Union you can be pre-approved before you even begin to shop. Being pre-approved is like being a cash buyer, so when you find what you want you can begin the buying process immediately. With a pre-approval, your interest rate is locked in for 30 days, so you'll have plenty of time to find exactly what you want. We even offer 100% financing with convenient terms.

On the spot car loan financing

Going to the credit union is the last thing on your to-do list, that's why we've partnered with more than 50 local dealers to get you a great deal, fast! After you pick out exactly what you want, tell the dealer you want your loan through Collins Community Credit Union, and drive your new ride home the same day. View our list of lending partners.

Are you a first-time buyer with no credit score?

We have a first-time car buyer loan program for members age 25 or younger with no credit score. This is a great way to get the car you want and build credit responsibly.

Rates

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Get Auto Loans Today

Found out how to Apply for Auto Loans and start enjoying your new Auto Loans!

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What's New

  • Snowball Fight for JDRF

    February 24, 2018
    6:00 PM
    11:00 PM
    Knights of Columbus Hall
    2017-12-18 17:10:14

    Join us for a Snowball Fight for JDRF on Saturday, February 24, 2018 from 6:00 to 11:00 p.m. at the Knights of Columbus Hall in Cedar Rapids. Admission is $30 per person - must be 21 and up to attend, ID’s will be checked at the door. Tickets are available at all Collins Community Credit Union Cedar Rapids and Marion branches.

    Learn More
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What's New

  • Collins Community Credit Union employees holds

    Protecting Financial Choice: Credit Unions Fight for Fair Tax Codes

    21 March 2018
    On March 7, 2018, Collins Community Credit Union joined credit union advocates, members, and employees from around the state to rally against the proposed tax hike that recently passed through the Iowa Senate. As they hiked the hill to show the legislature the importance of keeping our not-for-profit institution’s taxes the way they are, employees at Collins branches around the state showed their support by wearing t-shirts donned with the phrase, “I love my credit union,” and “Protect... Learn More
  • Protect Financial Choice

    Setting the Records Straight on Credit Unions

    14 February 2018
    Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share." Learn More
  • Love Image

    6 Affordable Date Night Ideas for Valentine's Day

    05 February 2018
    With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's... Learn More
  • A father and his sons

    What Previous Generations Never Taught You About Personal Finance and Frugality

    29 January 2018
    In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no... Learn More
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