Get pre-approved before you begin to shop
At Collins Community Credit Union you can be pre-approved before you even begin to shop. Being pre-approved is like being a cash buyer, so when you find what you want you can begin the buying process immediately. With a pre-approval, your interest rate is locked in for 30 days, so you’ll have plenty of time to find exactly what you want. We even offer 100% financing with convenient terms.
On the spot car loan financing
Going to the credit union is the last thing on your to-do list, that’s why we’ve partnered with more than 50 local dealers to get you a great deal, fast! After you pick out exactly what you want, tell the dealer you want your loan through Collins Community Credit Union, and drive your new ride home the same day. View our list of lending partners.
Are you a first-time buyer with no credit score?
We have a first-time car buyer loan program for members age 25 or younger with no credit score. This is a great way to get the car you want and build credit responsibly.