Closed-End Home Equity Loan

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If you receive an unidentified call or voicemail about your credit or debit card, and you believe it to be fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.

Important Tips: Never provide your credit or debit card information to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150. We will never contact you to ask for your personal information. A message from Collins Community Credit Union will always include identification.

New Members

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Existing Members

Log into CU Online and click on Self Service. Next click on Open Additional Accounts under the Member Requests section.

Contact the Member Contact Center at 800-475-1150, email us at memberservices@collinscu.org, or stop into any Collins Community CU location.

Turn your vision into a reality

Do you have a specific home improvement project you'd like to get done, like updating your kitchen or installing those hardwood floors? A Closed-End Home Equity Loan may be perfect for you! A Closed-End Home Equity Loan is a fixed-rate installment loan that you repay over a fixed term with equal monthly payments, just as you do with your mortgage loan.

Low fees

Low rates

Important Legal Disclosures

Fixed APR

AVM = Automated Valuation Model

*APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Must be or become Collins Community CU member to obtain loan. Rate includes Loyalty Discount of 0.25%. To qualify for the Loyalty Discount, member must setup automatic loan payments from their Collins Community CU Checking account. All loans subject to approval and based on credit. Home Equity Loans are available on owner-occupied dwellings located with the credit union's community charter. Proof of homeowners insurance required. Member will pay title search, flood search, recording fee and property valuation when applicable. **Minimum credit score required for 100% financing.

Payment example: $30,000 with a 5 year fixed rate, amortized over a 5 year term at 8.00% APR, the monthly payment will be $608.36.

Payment example: $30,000 with a 10 year fixed rate, amortized over a 30 year term at 9..00% APR, the monthly payment will be $241.52.

Payment example: $30,000 with a 10 year fixed rate, amortized over a 10 year term at 8.75% APR, the monthly payment will be $376.08.