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Collins Community Credit Union

Construction Loan

Ready to build your dream home?

Are you daydreaming of a new home with the perfect layout, your dream kitchen, and a yard with a fence for the dog to run? If you're ready to build your dream home we've got you covered from the ground up with a construction loan. With a construction loan from Collins, you'll make interest-only payments while your home is being built, then convert to one of our competitive in-house mortgage loan options or refinance to a conventional fixed-rate mortgage loan. So go ahead, dream big. The Home Team at Collins is ready to help you make your dreams a reality. 

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Money

Borrow up to 95% of your construction costs

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Lock in your interest rate at construction closing

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Extended interest rate lock options on fixed-rate mortgages

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Flexible terms

For more information about residential construction loans, contact one of our knowledgeable Real Estate Loan Officers.

Rates

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What's New

  • Collins Community Credit Union Named 2017 Top Workplace by Des Moines Register

    21 September 2017
    Collins Community Credit Union, headquartered in Cedar Rapids, Iowa, has been awarded a 2017 Top Workplaces honor by The Des Moines Register. Learn More
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    18 September 2017
    You know you should have an emergency fund, but where do you start? The key word is "start." Check out our latest blog post to learn how to start building up your emergency fund. Learn More
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    Are you the kind of person who has a taste for fine wine, but can only afford a beer budget? It’s okay, we understand. College can be expensive. Actually, let’s scratch that; college IS expensive. However, there are multiple money saving tips that can save you cash and increase your savings. Learn More
  • How to Dress for Success on a Budget

    28 August 2017
    Most of us have heard of the saying, “Dress for the job you want, not the job you have.” If you want to advance in your current position, move up in the company, or transfer to a better job, always be prepared to sell yourself. However, if your bank account isn’t overflowing with cash, don’t worry! Follow these tips and tricks to dress for success in the workforce, all the while saving yourself some moolah. Learn More
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What's New

  • Free Retirement Seminar Presented by Collins Wealth Management Group

    October 17, 2017
    6:00 PM
    7:00 PM
    Kirkwood Linn Regional Center
    29 August 2017
    What lies ahead for you? Whatever your retirement goals are, ensuring a steady stream of income during retirement will be an important part of the road ahead. Social Security, how to use your 401(k) and how to manage investments are common concerns during retirement income planning.  Learn More
View All What's New