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Collins Community Credit Union

Ready Reserve Line of Credit

The Ready Reserve Line of Credit is a pre-arranged line of credit that can help you cover unexpected expenses in the event of an overdraft on your checking account. 

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The loan amount limit is based on credit worthiness. Advances are in increments of $100.00. 

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No annual fee.

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$5.00 transfer fee per transfer.

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No prepayment penalty.

With a Ready Reserve Line of Credit, funds will advance from the Ready Reserve in the event of an overdraft from a checking account via check, Automatic Clearing House (ACH), debit card, Bill Pay, or from an online, phone, or in person request.

To apply for a Ready Reserve Line of Credit, call 800-475-1150 or visit a Collins Community Credit Union branch near you.

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Get Ready Reserve Line of Credit today

Find out how to Apply for Ready Reserve Line of Credit and start enjoying it!

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