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Collins Community Credit Union

Secured Visa

Ignite your financial future with a Secured Visa(R) Credit Card

A healthy credit score is a key to a successful financial future. Your credit score helps financial institutions approve you for things like auto and mortgage loans, and it helps determine your interest rate. A lower interest rate means you save more money over the life of the loan.

If you're looking for a safe way to build or rebuild your credit score, our Secured Visa(R) Credit Card is a great option for you. The Collins Secured Visa(R) Credit Card is a variable rate credit card that allows you to start building a solid credit score with responsible use. Plus, this card gives you peace of mind knowing that your credit is secured by a deposit in a deposit account.

Here's How it Works

  1. Apply For a Collins Community Credit Union Secured Visa Credit Card - Credit is secured by a deposit in a deposit account.
  2. Use Your Card Responsibly - Be sure to pay your bill on time, and pay your balance in full each month by the due date to avoid interest charges.
  3. Build Your Credit History - Using credit wisely can help you build a solid credit score.
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Variable rate credit card

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No annual or monthly fee


Online account access


No pre-payment penalties

Click here to log into your account.



Whether you've lost your Debit Card or Credit Card or just misplaced them, you can safeguard your information with CardValet(TM), the mobile app that lets you deactivate your Debit Card and Credit Card when they're not in use. CardValet protects you against fraud by allowing you to turn your cards on and off, and giving you real-time alerts to ensure your card is used only by you.


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Get Secured Visa Today

Found out how to Apply for Secured Visa and start enjoying your new Secured Visa!

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What's New

  • Christmas Presents

    7 Last Minute Gifts Under $50

    2017-12-12 19:28:16

    If you missed all the great sales on Black Friday and Cyber Monday, don’t fret! You can still get your holiday shopping done on a budget and from the comfort of your couch. Check out these great gift ideas for the loved ones in your life.

    Learn More
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What's New

  • Protect Financial Choice

    Setting the Records Straight on Credit Unions

    14 February 2018
    Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share." Learn More
  • Love Image

    6 Affordable Date Night Ideas for Valentine's Day

    05 February 2018
    With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's... Learn More
  • A father and his sons

    What Previous Generations Never Taught You About Personal Finance and Frugality

    29 January 2018
    In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no... Learn More
  • Social Media

    How Social Media Is Affecting Your Spending

    08 January 2018
    Social media platforms include a variety of web and mobile-based applications and websites that are designed to facilitate users in creating and sharing content. Facebook, Twitter, Snapchat, Instagram, you use social media everyday! These platforms have risen astronomically in popularity over the past decade compared to static, non-interactive services, and they have also made a considerable impact (although you may not realize it) on our spending habits. Learn More
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What's New

  • Free seminar - Rethinking Diversification: Exploring new possibilities for risk management

    Free Seminar - Rethinking Diversification: Exploring new possibilities for risk management

    March 22, 2018
    6:00 PM
    7:00 PM
    Kirkwood Training & Outreach Services - North Entrance
    23 February 2018
    In today's volatile market, retirement savers face new challenges. Traditional portfolio diversification may no longer be the answer to growing your savings without the risk of losing it all. Luckily, there are new ways to manage investment risk.  Join the Collins Wealth Management Group professionals for a valuable educational seminar on this important topic, at no cost and no obligation.  Learn More
  • Easter Eggs

    Easter Egg Hunt

    March 31, 2018
    1:30 PM
    2:30 PM
    Peg Pierce Park
    26 February 2018
    Children age 0 to 12 are invited to join the Collins Community Credit Union Marion team for their annual Easter Egg Hunt on Saturday, March 31 at 1:30 p.m. at the Peg Pierce Softball Diamonds in Marion. Learn More
  • Collins Community CU 78th Annual Membership Meeting

    78th Annual Membership Meeting

    April 15, 2018
    4:00 PM
    5:00 PM
    National Czech & Slovak Museum
    20 February 2018
    Join us for the 78th annual membership meeting on Sunday, April 15 at 4:00 p.m. at the National Czech & Slovak Museum in Cedar Rapids. The meeting will begin at 4:00 p.m. to vote for the volunteer Board of Directors, and enjoy cash prizes and free museum admission.  Learn More
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