If your credit card is lost or stolen, please call 1-855-320-1462.
Existing Members
Log into CU Online and click on Self Service. Next click on Open Additional Accounts under the Member Requests section.
Contact the Member Contact Center at 800-475-1150, email us at memberservices@collinscu.org, or stop into any Collins Community CU location.
Ignite your financial future with a Visa® Secured Credit Card
A healthy credit score is a key to a successful financial future. Your credit score helps financial institutions approve you for things like auto and mortgage loans, and it helps determine your interest rate. A lower interest rate means you save more money over the life of the loan.
If you're looking for a safe way to build or rebuild your credit score, our Visa® Secured Credit Card is a great option for you. The Collins Visa® Secured Credit Card is a variable rate credit card that allows you to start building a solid credit score with responsible use. Plus, this card gives you peace of mind knowing that your credit is secured by a deposit in a deposit account.
Here's How it Works
- Apply For a Collins Community Credit Union Visa® Secured Credit Card - Credit is secured by a deposit in a deposit account.
- Use Your Card Responsibly - Be sure to pay your bill on time, and pay your balance in full each month by the due date to avoid interest charges.
- Build Your Credit History - Using credit wisely can help you build a solid credit score.
Variable rate credit card
No annual or monthly fee
Online account access
No pre-payment penalties
Important Legal Disclosures
*APR = Annual Percentage Rate. Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. Your APR will be 22.74%. The APR for the variable rate card will vary with the market based on the Prime Rate.
Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
Annual Fee: None
Balance Transfer Fee: None
Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee: 1% of each transaction in U.S. dollars
Late Payment: Up to $30
Return Payment: Up to $20
Services
CardValet
Whether you've lost your Debit Card or Credit Card or just misplaced them, you can safeguard your information with CardValet™, the mobile app that lets you deactivate your Debit Card and Credit Card when they're not in use. CardValet protects you against fraud by allowing you to turn your cards on and off, and giving you real-time alerts to ensure your card is used only by you.
Related Links
Apply Now
Existing Members
Log into CU Online and click on Self Service. Next click on Open Additional Accounts under the Member Requests section.
Contact the Member Contact Center at 800-475-1150, email us at memberservices@collinscu.org, or stop into any Collins Community CU location.
Find out how to Apply for Visa Secured and start enjoying it!
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