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Collins Community Credit Union

Secured Visa

Ignite your financial future with a Secured Visa® Credit Card

A healthy credit score is a key to a successful financial future. Your credit score helps financial institutions approve you for things like auto and mortgage loans, and it helps determine your interest rate. A lower interest rate means you save more money over the life of the loan. 

If you're looking for a safe way to build or rebuild your credit score, our Secured Visa® Credit Card is a great option for you. The Collins Secured Visa® Credit Card is a variable rate credit card that allows you to start building a solid credit score with responsible use. Plus, this card gives you peace of mind knowing that your credit is secured by a deposit in a deposit account.

Here's How it Works

  1. Apply For a Collins Community Credit Union Secured Visa Credit Card - Credit is secured by a deposit in a deposit account.
  2. Use Your Card Responsibly - Be sure to pay your bill on time, and pay your balance in full each month by the due date to avoid interest charges. 
  3. Build Your Credit History - Using credit wisely can help you build a solid credit score. 
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Variable rate credit card

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No annual or monthly fee

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Online account access

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No pre-payment penalties

Click here to log into your account. If your credit card is lost or stolen, please call 1-855-320-1462.

What's New

  • Fraud Text Alerts

    Introducing Fraud Text Alerts

    07 June 2021
    At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card. Learn More
  • How To Increase The Value Of Your Home With Curb Appeal Updates

    11 May 2021
    The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021. Learn More
  • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

    26 April 2021
    In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe! Learn More
  • The Top 5 Home Improvement Projects For The Best ROI

    23 April 2021
    If you're thinking about moving, whether you're upgrading, downsizing, or changing locations, now is the time to sell your house. Tighter inventories and increasing demand create an ultra-competitive market, which means houses are selling faster and often for top dollar. You may know specific home improvements can help improve your home's value, but not every upgrade helps drive a higher price. Learn More
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