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Collins Community Credit Union

Super Flex Equity Access Line

REMINDER: Collins Community Credit Union will be performing a core conversion April 27 through May 1. During the conversion period you will experience service limitations as well as branch closures. All branches, including the in-store branches, will close at 5:30 p.m. on April 27 and reopen for business on Tuesday, May 1. To learn more about the core conversion, and to view frequently asked questions, click here

Use the equity in your home to achieve your unique financial goals with a Home Equity Line of Credit

A Home Equity Line of Credit, also known as a HELOC, is a variable rate revolving line of credit, which can be used much like a credit card. Simply write a check or transfer funds from your HELOC into your checking account as needed up to your approved credit limit. And, as you repay your line of credit the funds become available to borrow again with no need to reapply during the draw period. Maximum advance is the higher of 100% of the Automated Valuation Model (AVM), less prior liens. A minimum credit score is required for 100% financing.

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100% financing

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Get Super Flex Equity Access Line Today

Found out how to Apply for Super Flex Equity Access Line and start enjoying your new Super Flex Equity Access Line!

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What's New

  • Collins Community Credit Union employees holds

    Protecting Financial Choice: Credit Unions Fight for Fair Tax Codes

    21 March 2018
    On March 7, 2018, Collins Community Credit Union joined credit union advocates, members, and employees from around the state to rally against the proposed tax hike that recently passed through the Iowa Senate. As they hiked the hill to show the legislature the importance of keeping our not-for-profit institution’s taxes the way they are, employees at Collins branches around the state showed their support by wearing t-shirts donned with the phrase, “I love my credit union,” and “Protect... Learn More
  • Protect Financial Choice

    Setting the Records Straight on Credit Unions

    14 February 2018
    Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share." Learn More
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    6 Affordable Date Night Ideas for Valentine's Day

    05 February 2018
    With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's... Learn More
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    What Previous Generations Never Taught You About Personal Finance and Frugality

    29 January 2018
    In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no... Learn More
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