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Collins Community Credit Union

Super Flex Equity Access Line

Use the equity in your home to achieve your unique financial goals with a Home Equity Line of Credit

A Home Equity Line of Credit, also known as a HELOC, is a variable rate revolving line of credit, which can be used much like a credit card. Simply write a check or transfer funds from your HELOC into your checking account as needed up to your approved credit limit. And, as you repay your line of credit the funds become available to borrow again with no need to reapply during the draw period. Maximum advance is the higher of 100% of the Automated Valuation Model (AVM), less prior liens. A minimum credit score is required for 100% financing.

Money

100% financing

Percentage

Low rates

Money 2

Low fees

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Found out how to Apply for Super Flex Equity Access Line and start enjoying your new Super Flex Equity Access Line!

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Financial Education & Resources

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What's New

  • Protect Financial Choice

    Setting the Records Straight on Credit Unions

    14 February 2018
    Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share." Learn More
  • 6 Affordable Date Night Ideas for Valentine's Day

    05 February 2018
    With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's... Learn More
  • A father and his sons

    What Previous Generations Never Taught You About Personal Finance and Frugality

    29 January 2018
    In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no... Learn More
  • Social Media

    How Social Media Is Affecting Your Spending

    08 January 2018
    Social media platforms include a variety of web and mobile-based applications and websites that are designed to facilitate users in creating and sharing content. Facebook, Twitter, Snapchat, Instagram, you use social media everyday! These platforms have risen astronomically in popularity over the past decade compared to static, non-interactive services, and they have also made a considerable impact (although you may not realize it) on our spending habits. Learn More
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What's New

  • Snowball Fight for JDRF

    February 24, 2018
    6:00 PM
    11:00 PM
    Knights of Columbus Hall
    18 December 2017
    Join us for a Snowball Fight for JDRF on Saturday, February 24, 2018 from 6:00 to 11:00 p.m. at the Knights of Columbus Hall in Cedar Rapids. Admission is $30 per person - must be 21 and up to attend, ID’s will be checked at the door. Tickets are available at all Collins Community Credit Union Cedar Rapids and Marion branches. Learn More
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