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Collins Community Credit Union

ACH Business and Debit Origination

Enjoy peace of mind

Simplify your payment needs with Collins Community Credit Union's ACH Business and Debit Origination program. This program gives you peace of mind since you don't need to worry whether a customer has paid their monthly dues or payment.

How it works

You will have access to a website where you will create and upload your ACH file transfers. Then, we will review your file and submit it to the Federal Reserve. The deposits will automatically be credited to your Collins Community Credit Union account.


  • Peace of mind
  • No lost or stolen checks
  • Notification if or when problems arise
  • Convenience of a direct withdrawal for the customer

What we need

  • ACH Originator Application
  • ACH Originator Agreement
  • Your customer(s) will need to sign a preauthorization form (we provide) and give you a voided check from their financial institution. Their financial institution must be able to accept electronic ACH credits.

What it costs

One Time Setup Fees
$150.00 Implementation Fee
$100.00 per fingerprint scanner (these can be shared by users)
Monthly Fees (For Profit Organizations)
Access Fee $30.00
Per User Fee $4.00 (minimum of two)
Per File Fee $5.00
Per Item Fee $.20
Monthly Fees (Non-Profit Organizations)
Access Fee $30.00
Per User Fee $4.00 (minimum of two)
Per File Fee $2.50
Per Item Fee $.05

Other Program Details

Collins Community Credit Union will not serve as a collector for items that do not clear the system. You will be notified when an item does not clear, but the Credit Union will not initiate another entry for the item that did not clear, nor will we attempt to collect any kind of fee for non-payment. Collection terms and arrangements should be a separate agreement with your customer.

What's New

  • Protect Financial Choice

    Setting the Records Straight on Credit Unions

    14 February 2018
    Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share." Learn More
  • Love Image

    6 Affordable Date Night Ideas for Valentine's Day

    05 February 2018
    With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's... Learn More
  • A father and his sons

    What Previous Generations Never Taught You About Personal Finance and Frugality

    29 January 2018
    In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no... Learn More
  • Social Media

    How Social Media Is Affecting Your Spending

    08 January 2018
    Social media platforms include a variety of web and mobile-based applications and websites that are designed to facilitate users in creating and sharing content. Facebook, Twitter, Snapchat, Instagram, you use social media everyday! These platforms have risen astronomically in popularity over the past decade compared to static, non-interactive services, and they have also made a considerable impact (although you may not realize it) on our spending habits. Learn More
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What's New

  • Free seminar - Rethinking Diversification: Exploring new possibilities for risk management

    Free Seminar - Rethinking Diversification: Exploring new possibilities for risk management

    March 22, 2018
    6:00 PM
    7:00 PM
    Kirkwood Training & Outreach Services - North Entrance
    23 February 2018
    In today's volatile market, retirement savers face new challenges. Traditional portfolio diversification may no longer be the answer to growing your savings without the risk of losing it all. Luckily, there are new ways to manage investment risk.  Join the Collins Wealth Management Group professionals for a valuable educational seminar on this important topic, at no cost and no obligation.  Learn More
  • Easter Eggs

    Easter Egg Hunt

    March 31, 2018
    1:30 PM
    2:30 PM
    Peg Pierce Park
    26 February 2018
    Children age 0 to 12 are invited to join the Collins Community Credit Union Marion team for their annual Easter Egg Hunt on Saturday, March 31 at 1:30 p.m. at the Peg Pierce Softball Diamonds in Marion. Learn More
  • Collins Community CU 78th Annual Membership Meeting

    78th Annual Membership Meeting

    April 15, 2018
    4:00 PM
    5:00 PM
    National Czech & Slovak Museum
    20 February 2018
    Join us for the 78th annual membership meeting on Sunday, April 15 at 4:00 p.m. at the National Czech & Slovak Museum in Cedar Rapids. The meeting will begin at 4:00 p.m. to vote for the volunteer Board of Directors, and enjoy cash prizes and free museum admission.  Learn More
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