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Ignite your business' financial future with our Visa® Business Choice Rewards Credit Card
Our Visa Business Choice Rewards card provides small business owners, executives, and travelers with the convenience and rewards you're looking for.
Earn points just for using your Visa® Business Choice Reward card. Choose from over 6 million exciting and exclusive reward options including travel, high-end merchandise, event tickets, gift cards, and account credits (cash back).
- Low-interest rate
- No annual fee
- No balance transfer fee
- 25 day grace period on purchases
- Automatic 90-day purchase protection and double the manufacturer’s warranty up to one year on purchases made with your Collins Community CU Visa® Business Choice Rewards card
- Use your card exclusively for business and your annual fee and interest charges may be tax deductible*
Easily Manage Expenses
- Accurate, comprehensive expense tracking
- Provides the documents you need for tax filing, audits, and expense management
- Automatic Reporting – provides monthly statements, as well as additional reports to track each individual account’s expenses
Travel with Confidence
- Accepted at over 12 million places worldwide
- Visa Travel and Emergency Assistance Services - Puts you in touch with the appropriate emergency services should the need arise
- Car Rental Collision/Damage Insurance–You’re fully covered when you charge auto rentals to your card
- Cash access at more than 200,000 ATMs and 260,000 financial institutions around the world
Important Legal Disclosures
*Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. 0.00% introductory APR through the first six billing cycles. After that, APR will be 11.65% and will vary with the market based on the Prime Ratee.
Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
Annual Fee: None Balance Transfer Fee: None
Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee: 1% of each transaction in U.S. dollars
Late Payment: Up to $15 Return Payment: Up to $30