Average is boring. Do more and earn more for your money with an Advantage Checking account from Collins Community Credit Union!
- Earn 56x the national average* with our bonus rate of 2.25% APY** on your checking balance
- Save with no monthly fee
- Bank anywhere, anytime with Online Banking and our Mobile App
*Based on the national average of 0.04% for interest checking bank accounts, as of January 2021 (source: FDIC).
** Advantage Checking Account: APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. APY may change after account is opened. If all monthly qualifications are met: 1) 15 or more Debit/POS transactions of a minimum of $5.00 per transaction each (ATM withdrawals not included) must post and clear the account, 2) sign up to receive electronic statements, 3) log into Online Banking or Mobile Money at least one time during the month, 4) post at least one direct deposit of $100.00 or more to the account, balances up to $15,000.00 earn an APY of 2.25%, the portion of balance from $15,000.01–$30,000.00 will earn 0.10% APY and the portion of balance $30,000.01 and up will earn 0.10% APY. If you do not meet these requirements, your account will earn 0.01% APY. Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. A minimum $50.00 deposit is required to open account. No minimum balance is required to earn stated APY. Fees could reduce earnings on account. Available for personal accounts only. Other restrictions may apply. Offer is subject to change at any time and without notice. Federally Insured by NCUA. © 2021 Collins Community Credit Union.