Collins Community Credit Union

Ditch the Down Payment

Ready to buy a home, without years of saving for a down payment? We can help!

At Collins Community Credit Union, we believe in helping our community overcome home ownership obstacles. Despite what you may have heard, you don’t always need a large down payment. Whether you’re a first-time home buyer or just want to keep a little extra in your pocket, our Ditch the Down Payment Program makes owning a home more affordable than ever.

Program features include:

  • No down payment requirements*
  • Up to 100% financing available*
  • Local loan servicing and decision making
  • No Private Mortgage Insurance (PMI) required
  • Flexible rate lock options

Find a real estate officer near you or click here to apply today!

*For well-qualified borrowers. All loans subject to approval. Rates, Terms and Conditions may change at any time without notice. Offer may end at any time. Not eligible on conventional fixed rate mortgage loans. Must be or become a Collins Community CU member to obtain a loan. Deposits federally Insured by NCUA. Equal Housing Opportunity. 

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