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Collins Community Credit Union

Home Equity Special

Ready to make your neighbors jealous?

Make your house the best on the block with a home equity loan or line of credit from Collins Community Credit Union! Update your kitchen, remodel your bathroom, or build that addition you've been dreaming of with the affordable financing you need. Plus, we're offering no closing costs on home equity loans and lines over $20,000 and rates as low as 3.45% APR.* on home equity loans and 3.50% APR** on lines of credit. Click here to learn more or apply today!

* APR = Annual Percentage Rate. All loans subject to approval. Must be or become Collins Community CU member with an Advantage Checking account. To qualify for no closing costs, automatic loan payments from the Advantage Checking is required. Home Equity Loans are available on owner-occupied dwellings located within the credit union’s community charter. Proof of homeowner’s insurance required. Member will not pay title search, flood search, recording fee and property valuation when applicable. Some exclusions apply. Payment example: $20,000 with a 60 month term at 3.45 % APR, the payment will be $363.39.  Promotion valid 02/18/2021–06/30/2021. See Credit Union for full details. Rates, terms, and conditions are subject to change at any time without notice. The offer may end at any time. Equal Housing Opportunity.

** APR = Annual Percentage Rate. The APR is a variable rate and the maximum APR that can apply is 15%. All loans subject to approval. Must be or become Collins Community CU member with an Advantage Checking account. To qualify for no closing costs, automatic loan payments from the Advantage Checking is required. The minimum automatic loan payment is an interest-only payment. Your minimum payments may not be sufficient to fully repay the principal that is outstanding on your line. If they are not, you will be required to pay the entire outstanding balance in a single payment. Home Equity Lines of Credit are available on owner-occupied dwellings located within the credit union’s community charter. Proof of homeowner’s insurance required. Member will not pay title search, flood search, recording fee and property valuation when applicable. Some exclusions apply. Promotion valid 02/18/2021–06/30/2021. See Credit Union for full details. Rates, terms, and conditions are subject to change at any time without notice. The offer may end at any time. Equal Housing Opportunity.

What's New

  • Fraud Text Alerts

    Introducing Fraud Text Alerts

    07 June 2021
    At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card. Learn More
  • How To Increase The Value Of Your Home With Curb Appeal Updates

    11 May 2021
    The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021. Learn More
  • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

    26 April 2021
    In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe! Learn More
  • The Top 5 Home Improvement Projects For The Best ROI

    23 April 2021
    If you're thinking about moving, whether you're upgrading, downsizing, or changing locations, now is the time to sell your house. Tighter inventories and increasing demand create an ultra-competitive market, which means houses are selling faster and often for top dollar. You may know specific home improvements can help improve your home's value, but not every upgrade helps drive a higher price. Learn More
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