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Collins Community Credit Union

Home Equity Special

Transform your home office with a low-rate Home Equity Loan or Line of Credit! Your co-workers will love it, too.

Create the home office space of your dreams with the affordable financing you need, so that you can concentrate on what you do best. Enjoy no payments for 90 days1, plus no closing costs on loans2 and lines3 more than $20,000 when you apply today!

Click here to learn more or apply today!

1For lines of credit, the first payment may be deferred up to 90 days and is dependent upon when your loan closes. Interest will continue to accrue during the deferred payment period and the first payment due will reflect the full amount of interest owed, calculated to the statement closing date.
2APR = Annual Percentage Rate. All loans subject to approval. Rate based on qualification. Must be or become Collins Community CU member with a Collins Checking account. To qualify for no closing costs on a Home Equity loan, automatic loan payments from a Collins Checking account is required. Home Equity Loans are available on owner-occupied dwellings located within the credit union’s community charter. Proof of homeowner’s insurance required. Member will not pay title search, flood search, recording fee and property valuation when applicable. If the member does not qualify for no closing costs, closing costs may range from $236.00 to $326.00 in Iowa. Closing costs may vary for other states. There are no application, annual, maintenance or transaction fees associated with this account. Appraisal fees may apply. Payment example: $20,000 with a 60 month term at 3.45% APR, the payment will be $363.43. Rates, terms, and conditions are subject to change at any time without notice. The offer may end at any time. Some exclusions apply.
3
All loans subject to approval. Rate based on qualification. Must be or become Collins Community CU member with a Collins Checking account. APR = Annual Percentage Rate. The APR is a variable and the maximum APR that can apply is 15.00%. The minimum APR is 3.50% with a cumulative loan to value of 90% or less or 4.00% with a cumulative loan to value of 90.01% or more. To qualify for no closing costs, automatic loan payments from a Collins Checking account is required. The minimum automatic loan payment is an interest-only payment. Your minimum payments may not be sufficient to fully repay the principal that is outstanding on your line. If they are not, you will be required to pay the entire outstanding balance in a single payment. Home Equity Lines of Credit are available on owner-occupied dwellings located within the credit union’s community charter. Proof of homeowner’s insurance required. Member will not pay title search, flood search, recording fee and property valuation when applicable. If the member does not qualify for no closing costs, closing costs may range from $236.00 to $326.00 in Iowa. Closing costs may vary for other states. There are no application, annual, maintenance or transaction fees associated with this account. Appraisal fees may apply. Rates, terms, and conditions are subject to change at any time without notice. The offer may end at any time. Some exclusions apply.

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