Summer HELOC Promotion

With summer here, it’s the perfect time to think about what’s ahead—home projects, family plans, and having flexibility for whatever the season brings.
We’re excited to offer our Summer HELOC Promo to help you get ready.
When you open a new Home Equity Line of Credit (HELOC), you can receive up to $500 reimbursed toward closing costs—making it easier to keep funds accessible without upfront pressure.
Why consider a HELOC as you head into summer?
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Flexible Access to Funds: Use money when you need it and only pay interest on what you use.
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No Advance Requirements: Open your HELOC without needing to take funds right away.
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Limited-Time Benefit: Receive up to $500 toward closing costs on a new HELOC.
You’ve built equity in your home—this is a way to keep it working for you through the busy summer months and beyond.
Want to learn more about our HELOC? Visit our Gold Equity Access Line page.
Don’t wait—get started today.
Important Legal Disclosures
Offer valid for a limited time. Earn up to $500 in closing costs credit on qualifying new HELOCs. Membership eligibility required. Subject to credit approval. Property insurance required. No membership or participation fees. No transaction or activity fees. Other terms and conditions may apply. APR is variable.
¹APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Certain restrictions apply. Must be or become Collins Community CU member to obtain loan. All loans subject to approval and based on credit. Home Equity Loans are available on owner-occupied dwellings located with the credit union's community charter. Proof of homeowners insurance required. Member will pay title search, flood search, recording fee and property valuation when applicable. Closing costs may range from $236.00 to $1,000.00 in Iowa. There are no application, annual, maintenance or transaction fees associated with this account. The Gold Equity Access Line variable rate is based on the Prime Rate with a variable-rate minimum APR of 4.00% and a maximum APR of 11%.
²AVM = Automated Valuation Model
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