Collins Community Credit Union

Summer Skip-A-Payment


Ready for a Summer Boost?

Are you ready to float into summer with a little extra cash in your pocket? Look no further! With our Skip-A-Pay promotion, you can skip your next monthly installment payment for a small fee of just $30, giving you some extra cash to make the most of the sunny season.


How It Works:

  1. Request Deferral: Simply request to defer your payment on qualifying loans through our Skip-A-Payment Agreement.
  2. Enjoy the Break: Your current monthly installment payment will be deferred until the end of your loan agreement, offering you financial relief without the burden of an extra bill.
  3. Keep Flexibility: While you soak up the sun, interest will continue to accrue on the unpaid balance at the rate set out in your loan agreement. Plus, every time you participate in Skip-A-Pay, we’ll extend your payment due date and loan maturity date, providing you with even more flexibility.


Who’s Eligible?

Give us a call, visit a branch, or check your email inbox or mailbox for a notice of eligibility.

Take Advantage of our Skip-A-Pay Offer today!

We’re here to help make the most of your money and enjoy a summer filled with sunshine, satisfaction, and unforgettable moments.


Important Reminders:

  • Eligible Loans: Skip-a-Pay is available on the following Collins Community Credit Union consumer loan products: Car/Truck/Van/Motorcycle Loans, Boat/RV loans, Signature Loans and Share Secured loans.
  • Interest Accrual: If you accept the Skip-a-Pay Agreement, interest will continue to accrue on your loan at the same contract rate. This means that the total of your payments will be greater than originally stated on your loan documents.
  • Loan Extension: An approved Skip-a-Pay request will extend the life of your loan. Keep this in mind when planning your finances.
  • Exclusions: This program does not apply to any past due loan, line of credit, or dwelling secured loans. Ensure your loan is in good standing before applying for Skip-a-Pay.
  • Automatic Payments: You are responsible for suspending automatic payments you have initiated for the month you select to skip. Take necessary actions to prevent any unintended payments.
  • GAP Coverage: If you have GAP coverage on your loan and choose to participate in our Skip-a-Pay promotion, be aware that more than two skips or extensions over the life of the loan could result in your loan not being paid in full should you need to file a claim. Evaluate the implications before proceeding with Skip-a-Pay.


Qualifying members can defer a monthly payment on any eligible loan and we will advance both your payment due date and your loan maturity date each time you take advantage of this service. A $30 fee will apply for each loan payment skipped. Please review the Skip-a-Pay Agreement for options for fee payment. This program does not apply to loans during the first six (6) months of the loan agreement. You may only exercise Skip-a-Pay once every calendar year – it must be at least 12 months between requests. All loans must be up-to-date and you must not have a past due payment history within the past 12 months. Your account with Collins Community Credit Union must be in good standing. Accounts that received an extension as part of the COVID deferment program, will not be eligible for this Skip-a-Pay promotion. Offer ends June 29th, 2024.

What's News

  • Get to Know Gives Back

    25 April 2024
    Read below to learn about (and listen about) our exciting partnership with The Gazette!  Learn More
  • Discounted Adventureland Tickets

    24 April 2024
    As a member of Collins Community Credit Union, you can receive a discount on Adventureland Park and Adventure Bay Water Park tickets! Learn More
  • ATM to ITM Upgrades Coming

    15 March 2024
    Upgrade your banking experience with our ATM to ITM conversion! Learn More
  • Empowering Success - A conversation on Achieve@Collins

    04 March 2024
    Embark on a journey of financial empowerment with Collins Community Credit Union’s Achieve@Collins Program (originally launched in 2022). The program, led by our Retail Team, is a financial toolkit that includes our Simple Checking account, Credit Builder loan, and Financial Wellness resources. In February 2024, our branch sales manager, Michael, presented the program at Simpson College for their Upward Bound student program. Read on for his insights on Achieve@Collins’ impact in the... Learn More
View All What's New

What's New

View All What's New