Close

To personalize your experience, enter your birth year and zip code:

Personalize your experience:

Personalize your experience:

 

 

Close

Collins Community Credit Union

Fees

ATM/Debit Card

After seven (7) withdrawals, balance inquires or transfers at any non Collins Community CU ATM machine per month $1.00*/per transaction
Copy of actual charge slip $5.00*
Card Replacement Fee $10.00*
NSF Debit Card Transaction $32.00
Preauthorized payment cancellation $32.00
VISA charges a 1% International Service Assessment (ISA) for each foreign country transaction which is reflected in the transaction.

Checking

Monthly Service Charges:  
Plus Checking (Product discontinued 10/31/2013) $5.00*
eChecking (Product discontinued 02/01/2017) Free w/ eStatements or $2.00 w/ paper statements
Take2 Checking (Formerly known asStartFresh Checking) $9.95
StartFresh First Step (Product discontinued 05/01/2015) $9.95
Check Orders Varies with design
Overdraft transfer from Savings (All checking accounts) $5.00 per day
Plus Checking Overdraft Transfer $5.00 per day
Stop Payment $32.00*

Savings

Christmas Club (early withdrawal or closure) $5.00
Money Market Plus (minimum balance fee) $5.00 monthly

Overdraft

When a transaction overdraws your account the following fees will apply:
If Paid: $32.00 / item, $160.00 day/maximum per transaction type
If Returned: $32.00 / item (no maximum per day)

Check Issue Charges

Cashiers Checks $3.00 for members
Money Orders $3.00 for members

Safe Deposit Boxes

Size

Annual Rental Fee

3X5 $25.00
5X5 $30.00
3X10 $40.00
5X10 $50.00
10X10 $80.00
Lost Key Charge - One Key $25.00
Lost Key Charge - Both Keys $200.00
Box Rent 30 Days Past Due $10.00

Loans

Ready Reserve (advance) $5.00 per day
Annual Fee None
Late Payment Charge Lesser of 5% of the payment or $15.00
Returned Loan Payment Fee $32.00 per item

Wire Transfers

Incoming Wire Transfer $10.00
Outgoing Wire Transfer (Within US) $20.00
Outgoing Wire Transfer (International) $40.00

CU Online

Account Internet Access Free
Bill Pay (If there is no activity for 90 days service, Bill Pay will be discontinued.) Free
Online Bill Payment Returned Item $10.00 per item
Mobile Money (standard data rates may apply) Free
Mobile Deposit (standard data rates may apply) Free
eStatements

Free

MoneyMeter Free

PopMoney
$1.00 - $249.99
$250.00-$999.99
$1,000 and up


3 day = $0.50 Next day = $0.85
3 day = $0.75 Next day = $1.00
3 day = $1.50 Next day = $2.00

Account to Account Transfer (A2A)


Outgoing: $3.00, Incoming: Free

Statement Account Assistance

Research Fee $20.00 per hr/$10.00 Minimum*
Account Reconcilement $20.00 per hr/$10.00 Minimum*

Miscellaneous

IRA Transfer Fee (waived if transferring to Collins Wealth Management Group or First Community Trust) $25.00
Notary Free
Medallion Signature Guarantee $20.00
Bad Address (charged after 2 returned statements) $5.00 monthly
Deposit Items Returned $7.50*
Returned Deposit Item (own account) $32.00
Lost Money Order Assessed actual charge
Check Converting to Guaranteed Funds
Non-Member Fee
$5.00
Foreign CheckExchanges $25.00
Tax Levy / Garnishment Fee $50.00 or maximum allowed
Escheatment Fee $25.00
Outgoing Collection Item Fee $5.00
Incoming Collection Item Fee $5.00*
Foreign Item Collection Fee Varies
Check Cashing Fee $5.00
(If average monthly account balance is less than $300. No fee for members under the age of 18.)
Early Closure Fee (if account is closed before 6 months) $15.00
Inactivity Fee** $15.00 semi annual (Jan/July)

*Plus Applicable Taxes

** After 12 months with no transactions (withdrawals or deposits) on account balances less than $2500. No fee for accounts with a safe deposit box, credit card, active checking account, loan, Health Savings Account, IRA, or members under the age of 18.

The fees listed are effective as of 02/01/2017.Please contact the credit union at800-475-1150 if you have any questions.

Financial Education & Resources

View All Education & Resources

What's New

  • Social Media

    How Social Media Is Affecting Your Spending

    08 January 2018
    Social media platforms include a variety of web and mobile-based applications and websites that are designed to facilitate users in creating and sharing content. Facebook, Twitter, Snapchat, Instagram, you use social media everyday! These platforms have risen astronomically in popularity over the past decade compared to static, non-interactive services, and they have also made a considerable impact (although you may not realize it) on our spending habits. Learn More
  • Friends at the Beach

    Why Your YOLO Lifestyle Will Lead You to Be Broke

    03 January 2018
    The concept of "YOLO," or "you only live once," has become a popular theme among millennials. While the message of not allowing fear to dominate your life or letting opportunities pass you by is admirable, too often it can be used as an excuse to justify poor financial decision-making. After all, if you live only in the now, you do not have to worry about the tough tasks of saving money, investing, or making critical financial decisions for your future. Learn More
  • Happy New Year

    Ignite Your Financial Future in 2018

    26 December 2017
    With 2018 around the corner, you’ve likely started telling yourself, “New year, new me!” If so, that’s great! Take a moment to ensure the “new you” includes new financial planning. From reviewing your finances to paying off debt, here are four financial resolutions to consider for 2018. Learn More
  • Christmas Presents

    7 Last Minute Gifts Under $50

    12 December 2017
    If you missed all the great sales on Black Friday and Cyber Monday, don’t fret! You can still get your holiday shopping done on a budget and from the comfort of your couch. Check out these great gift ideas for the loved ones in your life. Learn More
View All What's New