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Collins Community Credit Union

Melissa Figueroa Rivera

Real Estate Loan Officer

Office: 908-249-5706

Fax: 515-223-3873


NMLS #: NMLS # 1419188

Lobby Hours
Mon - Fri: 9:00AM - 5:00PM

When people hear the word “Mortgage” they tend to be intimidated and I am here to show you how simple fulfilling a dream can be.

I am a native Spanish speaker born and raised in Puerto Rico who just loves helping people achieve their goals. I earned my Bachelor’s Degree in Political Science from the University of Puerto Rico, Mayaguez Campus which has made me very passionate about making sure everybody that meets with me fully understands what their choices are.

Being in the banking industry for 11 years has helped me understand every aspect of our daily lives, I will listen to your needs and provide the most efficient solution for them.

After living in New Jersey for 12 years I moved to West Des Moines with my beautiful wife, our 13 year old son and our dog. I enjoy outdoor activities, cooking and dancing.

I joined Collins because they are a company who is as excited and committed to helping people as I am.

What's New

  • Fraud Text Alerts

    Introducing Fraud Text Alerts

    07 June 2021
    At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card. Learn More
  • How To Increase The Value Of Your Home With Curb Appeal Updates

    11 May 2021
    The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021. Learn More
  • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

    26 April 2021
    In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe! Learn More
  • The Top 5 Home Improvement Projects For The Best ROI

    23 April 2021
    If you're thinking about moving, whether you're upgrading, downsizing, or changing locations, now is the time to sell your house. Tighter inventories and increasing demand create an ultra-competitive market, which means houses are selling faster and often for top dollar. You may know specific home improvements can help improve your home's value, but not every upgrade helps drive a higher price. Learn More
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