Collins Community Credit Union

Michelle Steines

Real Estate Loan Officer

Office: 319-294-6139



NMLS #: 421772

Cell: 319-573-0419


With a wealth of knowledge gained from over 25 years in the financial industry, I know the importance of communication and education when making a substantial financial commitment. Whether you are a first-time homebuyer, looking to trade up, deciding to downsize, or simply want a change, let me help. My goal is to be a guide on your journey to financial success, reviewing both your short and long-term financial goals to assure you choose the best mortgage option for your unique needs.

Being an Iowa native who grew up on a farm south of Fairfax, I understand the importance of community and being a part of something bigger than myself. I have volunteered for many local organizations including the African American Museum of Iowa, Johnson County 4-H, Iowa City Area Chamber, Clear Creek Amana Schools, and the Especially For You Race. When not at the Credit Union or volunteering, you can find me cheering on my teenage son at one of his many sporting events, traveling, taking day trips in my Jeep, singing Karaoke, or attending live music events with friends.

I look forward to helping you make your dream home a reality!


Highly recommend!

"Michelle was so helpful and knowledgeable with all of our needs, was great about keeping us informed, and was so personable. We would highly recommend her to anyone in need of a loan. She really does know her stuff!"

Jill T.

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