Collins Community Credit Union

Sara Lindecker

Real Estate Loan Officer

Office: 563-582-0542

Fax: 319-378-3388


NMLS #: 746725

Cell: 563-543-6935


A mortgage professional with nearly twenty years of experience, my goal is to educate and inform borrowers throughout the financing process by providing honest advice every step of the way.

 Whether you are purchasing a new home or refinancing an existing one, understanding your unique financial needs is my top priority. I encourage making a mortgage planning session as the first step for new homebuyers and take pride in helping you select the option that best fits your short and long-term financial goals.

 In my free time, I enjoy hunting, fishing, and camping with my husband, our two teenage children, and our two Labrador Retrievers, Macey and Buck.


Click here to read more testimonials from satisfied home buyers.

My go to gal!

"I highly recommend Sara for all your home mortgage needs. Sara works around the clock to help you with anything you need or questions to may have. She is extremely knowledgeable about the mortgage process and works extremely hard for all of her borrowers. Sara is my go to gal!" 

Katie F.

She loves helping people achieve their home buying dreams.

"Sara always has the interest of her borrowers at heart, first and foremost. She is extremely knowledgeable, has a great personality, is a ton of fun to work with, and is always flashing a smile. Why? Because she loves her career, and loves helping people achieve their home buying dreams. I highly recommend Sara for all of your mortgage needs!"

Ron B.

Best of both worlds!

"Sara has been a complete pleasure to work with! Sara is always working in the best interest of her borrowers and finding the most suitable options for each scenario all with a smile! Best of both worlds!"

Tracy D.

You may be interested in...

USDA Rural Development Loan

Are you dreaming of owning your own home but feel like you just don’t have any extra to set aside for a down payment? The Collins Home Team may have the perfect mortgage loan option for you. 

Adjustable-Rate Mortgage

Achieve your dreams of owning your own home with an Adjustable-Rate Mortgage (ARM) loan from Collins Community Credit Union. 

VA Loan

The mortgage loan that helps Servicemembers ignite their dreams of homeownership.

FHA Loan

Designed to help individuals who may have difficulty qualifying for a conventional mortgage. 

BlueEdge Buyer Program

Give your home offer an edge with our upfront income, asset, and credit review, the BlueEdge Buyer Program.

Fixed-Rate Mortgage

Our fixed rate mortgage offers low rates on home loans and the security of knowing your payments won’t change, no matter how much rates fluctuate.

Ignite Your Financial Future! Image 1

What's New

  • Our Dubuque Branch is Now Open for Business!

    20 September 2023
    We are thrilled to announce that our Dubuque Branch is now open for business! Located at 255 John F. Kennedy Road, this branch is more than just a place for banking; it's a community hub designed with your convenience and satisfaction in mind. Learn More
  • Banking Like Never Before

    17 July 2023
    At Collins Community Credit Union, we are committed to continuously improving our products and services to provide you with the best banking experience possible. We are thrilled to announce the upcoming launch of our enhanced Member Contact Center experience, which will redefine the way you connect with us and revolutionize self-service banking. Learn More
  • Audio Response Telephone System (ARTS) Discontinued

    08 June 2023
    Our telephone banking system provider very recently communicated to us that they will no longer support and provide security updates for our Audio Response Telephone System (ARTS) and will be discontinuing it effective June 13, 2023. Learn More
  • Your Tax Refund May Help You Achieve Your Homebuying Goals

    13 April 2023
    Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund may help you achieve your goals by paying for some of these expenses. Learn More
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What's New

  • Celebrating Hispanic Heritage Month at Mercado en Collins

    October 07, 2023
    11:00 AM
    3:00 PM
    Collins Community Credit Union, 601 E Court Ave, Des Moines,
    20 September 2023
    Collins Community Credit Union is excited to invite you to join us for "Mercado en Collins," a vibrant celebration of Hispanic culture in honor of Hispanic Heritage Month. Learn More
View All What's New