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Collins Community Credit Union

Zach Stineman

Real Estate Loan Officer

Office: 319-212-0369

Fax: 319-378-3388


NMLS #: 631763

Lobby Hours
Mon - Thu: 9:00AM - 5:00PM
Fri: 9:00AM - 5:30PM

The idea of helping people through the process of purchasing what is likely the most important asset they have is what makes me want to be a mortgage lender.  With my consumer lending background and my degree in finance from the University of Northern Iowa, I'm well equipped to be creative in finding the best path to save you money and find the right mortgage product.  If you're looking for a mortgage lender that excels at listening to what's important to you 1st and then providing examples tailored to your needs, I'm the mortgage lender for you. Please feel free to email me or call my cell phone directly with any questions or to make an appointment.

I spend my free time with my beautiful wife Kara and our three amazing little girls.  We love to spend our time outside doing things with family and friends.


Click here to read testimonials from satisfied home buyers. 

Absolutely amazing!
"Zack was absolutely amazing! He was there for us every step of the way and answered all our questions. Easy to work with, very kind, promt, and knowledgable. He broke everything down for us and made everything feel very comfortable and easy to understand. Having one person be able to work with us the whole way through and not having to juggle between a few different people was also so nice. It allowed great communication between all parties involved."

- Past Borrower

Miracle worker!

"Zach is amazing! This is our 2nd house we have bought through him and also have done a refinance through him! He does everything in his power to make sure everything goes smoothly. He was very quick at responding to the 150 questions I had for him and made me feel at ease. We had some bumps to get over in our loan and he was great at helping us what to do! We will always go back to Zach for any of our home lending needs! Thanks again Zach for being so great!"

- Past Borrower

Pleasure to work!

"Zach was an absolute pleasure to work with! He was not "pushy" and encouraged slowing down and asking questions. It was clear from how he conducted himself and his meetings that he is hyper-organized; Zach was very "on top of" things, updating me on statuses of the various phases of the loan process as I went along. Anyone looking to finance a home could not go wrong with Zach."

- C. Becker

You may be interested in...

Fixed-Rate Mortgage

Our fixed rate mortgage offers low rates on home loans and the security of knowing your payments won’t change, no matter how much rates fluctuate.

Adjustable-Rate Mortgage

Achieve your dreams of owning your own home with an Adjustable-Rate Mortgage (ARM) loan from Collins Community Credit Union. 

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What's New

  • Fraud Text Alerts

    Introducing Fraud Text Alerts

    07 June 2021
    At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card. Learn More
  • How To Increase The Value Of Your Home With Curb Appeal Updates

    11 May 2021
    The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021. Learn More
  • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

    26 April 2021
    In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe! Learn More
  • The Top 5 Home Improvement Projects For The Best ROI

    23 April 2021
    If you're thinking about moving, whether you're upgrading, downsizing, or changing locations, now is the time to sell your house. Tighter inventories and increasing demand create an ultra-competitive market, which means houses are selling faster and often for top dollar. You may know specific home improvements can help improve your home's value, but not every upgrade helps drive a higher price. Learn More
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