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  • Take Advantage Of Money Smart Week

    Published on Apr 06, 2021

    In May of 2020, 20.6 million Americans lost their jobs, creating an economic fall-out that continues to affect millions of U.S. adults and their perceived economic outlook. Though there are marked signs of improvement in the U.S. labor market, many Americans believe the coronavirus outbreak continues to impact their personal ability to achieve long-term financial goals.

  • Is Debt Consolidation Right For You?

    Published on Mar 15, 2021

    Debt consolidation is a way to restructure and simplify your debt into fewer monthly payments. It combines multiple loans into one payment to one lender, ideally with a lower interest rate. You can consolidate many different types of loans, including credit cards, medical debt, personal loans, and payday loans into one loan.

  • Latest Updates On Your 2021 Stimulus Check

    Published on Mar 11, 2021

    The third round of stimulus checks will soon be on their way! Here's what we know on how much you may receive and when to expect your payment.

  • System Update

    Published on Mar 08, 2021

    On Sunday, March 14, from 3:00 a.m. to 12:00 p.m., Collins Community Credit Union will be performing a system update.

  • Millennials: Is It Time to Buy a Bigger Home?

    Published on Feb 20, 2021

    In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to form their own households and invest in real estate. If you’re like many millennials who are spending much more time at home these days, you may have a growing need for more space or upgraded features, making moving more desirable than ever.

  • Do You Really Need a 20% Down Payment to Buy a Home?

    Published on Feb 09, 2021

    Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down. Here’s why.

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