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Collins Community Credit Union

Beware of Unidentified Calls or Voicemails About Your Credit or Debit Card

If you receive an unidentified call or voicemail about your credit or debit card, and you believe it to be fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.

Important Tips: Never provide your credit or debit card information to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150We will never contact you to ask for your personal information. A message from Collins Community Credit Union will always include identification.

Blog & Press

Beware of Unidentified Calls or Voicemails About Your Credit or Debit Card

If you receive an unidentified call or voicemail about your credit or debit card, and you believe it to be fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.

Important Tips: Never provide your credit or debit card information to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150We will never contact you to ask for your personal information. A message from Collins Community Credit Union will always include identification.

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  • System Update

    Published on Mar 08, 2021

    On Sunday, March 14, from 3:00 a.m. to 12:00 p.m., Collins Community Credit Union will be performing a system update.

  • Millennials: Is It Time to Buy a Bigger Home?

    Published on Feb 20, 2021

    In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to form their own households and invest in real estate. If you’re like many millennials who are spending much more time at home these days, you may have a growing need for more space or upgraded features, making moving more desirable than ever.

  • Do You Really Need a 20% Down Payment to Buy a Home?

    Published on Feb 09, 2021

    Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down. Here’s why.

  • Understanding Your Credit Score

    Published on Feb 03, 2021

    Why should you care about your credit score? A good credit score is critical if you need to borrow money for an auto loan, mortgage, or any other reason. The higher the credit score, the easier the loan approval process. Not only does your score impact if you get the loan, but it also can affect the terms of the loan, such as the interest rate or down payment.

  • What’s the Difference between an Appraisal and a Home Inspection?

    Published on Jan 26, 2021

    If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. It’s also a different step in the process from a home inspection, which assesses the condition of the home before you finalize the transaction.

  • Focus On Your Financial Health For The New Year

    Published on Dec 28, 2020

    Most of us have room for improvement when it comes to our financial health, regardless of income, education, or amount of debt. The end of the year and the beginning of a new one is the perfect time to take some time to reflect on your financial situation.

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