Well, yesterday was my one year anniversary at CCCU and I can say I successfully survived my first year of adulthood. 

I have learned so much in the last year.  After graduation I was terrified.  I was leaving my Wartburg family, moving 2.5 hours away from home and didn’t know how I would ever be able to repay my student loans.  I felt like I was being thrown to the wolves. 

For some of you, the reality of graduation may be setting in.  And, as this milestone approaches, I would like to share a few things I’ve learned this past year with you. 

First, make sure to have money saved up for moving expenses.  You’ll need to have enough for a deposit on an apartment, a deposit for utilities, and money for cleaning supplies, groceries, transportation, etc.  

Once you move, be sure to update your address.  And, check your mail.  You don’t want to accidentally miss a payment because you didn’t receive the bill. 

When it comes to managing your monthly spending, use our Money Meter tool. Money Meter allows you to manage your cash flow and set financial goals.  It’s a great way to see where your money is actually going. We even have convenient YouTube videos to show you how it works.

After a couple months on my own, I got into a routine and learned that adult life isn’t so bad, but learning about finances can still be overwhelming. That is why I strongly suggest creating a personal relationship with someone at Collins Community Credit Union.  Don’t be afraid to ask us questions, we’re here for you every step of the way! 

Taylor Yezek
eMarketing Specialist