Beware of Unidentified Calls or Voicemails About Your Credit or Debit Card
If you receive an unidentified call or voicemail about your credit or debit card, and you believe it to be fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.
Important Tips: Never provide your credit or debit card information to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150. We will never contact you to ask for your personal information. A message from Collins Community Credit Union will always include identification.
Last month you may have read Kyle’s blog post about transitioning from full-time student to full-time job. He discussed some of the challenges one may face when they graduate from high school or college and enter a full-time job.
Starting that next chapter in life can be difficult; there are a lot of adjustments to make when you move to a new community, start a new routine and learn to stick to a new budget. Luckily, for me, my first job in the real world was here, at the Credit Union. I learned very quickly about budgeting, different account options, loans, mortgages, interest rates and 401ks.
I was submerged in all things financial, but unfortunately, other people my age aren’t so lucky. That’s why we’re teaming up with Fourth Wall Productions to create a web series that highlights some of the challenges new college grads face, and how to start adulthood on the right foot.
Money can be stressful and the sooner you come up with a budget and start investing for retirement, the better off you’ll be. We all want to start our first job out of college making $50,000, buy a brand new car after we graduate and rent a sweet condo downtown, but then reality hits us in the face. For most 22 year olds, those things aren’t realistic. Life is about choices and once you’re in the real world, you’ll be faced with some tough ones. Maybe you can afford that condo downtown, but what happens when your car breaks down and you don’t have any money in savings because you spend it all on rent?
When I moved out on my own, I chose not to get cable or Internet (archaic, I know) but it’s saved my almost $1,000 over the last two years! And, let's be honest, I have an iPhone, so I'm not completely living under a rock. I also made the decision to start contributing to my 401k as soon as possible, and I’m so happy that I did. The money automatically comes out of my paycheck and goes into my retirement fund every pay period. I don’t even miss it!
In our new video series you'll see Ted, Lauren and Jake tackle some of these tough decisions as they learn how to become responsible adults. Although the series will be infused with humor, the information is invaluable. I can’t wait to see the finished product and help other people my age navigate the complexities of the real world.
Here’s a sneak peek of last week’s shoot…