REMINDER: Collins Community Credit Union will be performing a core conversion April 27 through May 1. During the conversion period you will experience service limitations as well as branch closures. All branches, including the in-store branches, will close at 5:30 p.m. on April 27 and reopen for business on Tuesday, May 1. To learn more about the core conversion, and to view frequently asked questions, click here.
Starting today, merchants will be held responsible for any losses due to credit card fraud if they are not ready to accept chip cards.
If you already have a chip card you will be able to begin using your card as a chip card at enabled terminals. If the merchant does not have the chip card technology enabled, you will still be able to use your card by swiping, as you do now.
If you don’t have a Collins Community Credit Union Chip Card Credit Card yet, don’t worry. We will reissue chip cards to our existing card holders based on their reissue date. For example, if a card expires in December 2015, the cardholder will receive a chip card in December. If the card expires in March 2017, the cardholder will receive a chip card in March 2017. We highly recommend that anyone who travels frequently, or plans to travel internationally, request to convert their card early.
Chip card debit cards will be coming soon, however we don’t have an exact date.
Another way to increase your debit card security is with CardValet, a mobile app that lets you safeguard your information by deactivating it when it’s not in use.
- Turn your debit card on and off
- Establish transaction controls for dollar amount limits, merchant categories and geographic locations
- Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
- Stay informed of potential fraud with alerts on attempted, declined transactions
- Get real-time balances for your accounts