There are a variety of checking account types, including traditional, interest-bearing, rewards, premium, and business. At Collins Community Credit Union, we offer several checking options for your financial needs, and we’re especially excited about our Advantage Checking program.
When you’re opening a new checking account, here are a few things to look for or consider:
- No monthly or annual maintenance fee
- Opportunities to earn interest
- No monthly minimum balance required
- Opt-in for digital statements rather than paper statements
- Online access and mobile app
- Ability to send and receive money digitally
- Free ATM access
Before setting up a new checking account, inquire about overdraft fees, the number of transfers permitted each month, and how many withdrawals are available each month. It’s also helpful to many consumers to view consumer reviews of the financial institution and its products.
If you’re considering opening a new account, check out our Advantage Checking option. Our Advantage Checking program offers the option to access your accounts anywhere and anytime with secure online banking and our free mobile app. Additionally, the account doesn’t charge a monthly fee and, depending on some factors, can earn 2.25% APY on the overall balance of the account. For a limited time, new members can earn a one-time bonus of $100 (eligibility requirements apply). You only need $50 to get started, and you’ll enjoy many perks along the way ? especially if you take advantage of our current promotion for this particular product!
Don’t think Advantage Checking is right for you? Consider our other checking account options.