Beware of Unidentified Calls or Voicemails About Your Credit or Debit Card
If you receive an unidentified call or voicemail about your credit or debit card, and you believe it to be fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.
Important Tips: Never provide your credit or debit card information to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150. We will never contact you to ask for your personal information. A message from Collins Community Credit Union will always include identification.
Everybody talks about credit scores and how important they are, but how much do you really know about credit?
- A credit score is primarily used by lenders to assess the borrower’s risk of loan repayment.
- There are three major credit bureaus; Equifax, TransUnion and Experian.
- Under the Fair and Accurate Credit Transactions Act (the FACT Act), you can get a FREE credit report once a year from each of the three credit bureaus. Visit www.annualcreditreport.com to get started.
- freecreditreport.com is NOT a creditable website!
- Credit scores affect not only your qualifications for loans, but they can also affect your car insurance, and rental application.
- Maxing out credit cards hurts your credit score!
- About 80% of credit reports contain inaccurate information, so by checking regularly you have the opportunity to fix inaccuracies you may find.
- Pay your bills on time.