Published on Feb 14, 2018
Fact vs. Fiction - Cedar Falls Branch Manager, Tom Blandford sets the record straight on Iowa Credit Unions. A response to the January 2 column, "Everyone should be paying their fair share."
Published on Feb 05, 2018
With restaurants packed, heart-shaped candy filling every grocery store, and advertisements for expensive jewelry everywhere, the clear message seems to be that in order to enjoy a fulfilling Valentine's Day with your partner, you need to spend a lot of money. However, more expensive dates do not necessarily mean the couple will enjoy the experience more. Simple, inexpensive dates are often the best way to spend Valentine's Day with your loved one, whether it is your first Valentine's together or your fiftieth.
Published on Jan 29, 2018
In this era of life-changing developments in science and technology, it is easy to believe that we must be getting smarter every year. Yet with respect to our financial decisions, this may not always be the case. Excessive consumer spending is a major and enduring issue in the US, with 38% of US households holding a revolving credit card balance, over half a million people filing for personal bankruptcy annually over the past decade, and almost half of the working population having no retirement saving at all.
Published on Jan 08, 2018
Social media platforms include a variety of web and mobile-based applications and websites that are designed to facilitate users in creating and sharing content. Facebook, Twitter, Snapchat, Instagram, you use social media everyday! These platforms have risen astronomically in popularity over the past decade compared to static, non-interactive services, and they have also made a considerable impact (although you may not realize it) on our spending habits.
Published on Jan 03, 2018
The concept of "YOLO," or "you only live once," has become a popular theme among millennials. While the message of not allowing fear to dominate your life or letting opportunities pass you by is admirable, too often it can be used as an excuse to justify poor financial decision-making. After all, if you live only in the now, you do not have to worry about the tough tasks of saving money, investing, or making critical financial decisions for your future.
Published on Dec 26, 2017
With 2018 around the corner, you've likely started telling yourself, "New year, new me!" If so, that's great! Take a moment to ensure the "new you" includes new financial planning. From reviewing your finances to paying off debt, here are four financial resolutions to consider for 2018.