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Collins Community Credit Union

What's New

  • Blog & Press

    • What Home Buyers and Sellers Need To Know About the Appraisal Gap

      Published on Aug 31, 2021

      How does an appraisal gap happen? And what could it mean for you if you're buying or selling a home?

    • "I Love My Credit Union Day" Official Rules

      Published on Jul 29, 2021

      Collins Community Credit Union's "I Love My Credit Union Day" Official Rules.

    • 2021 Virtual Annual Meeting

      Published on Jul 14, 2021
    • Pre-Approval Makes All the Difference When Buying a Home

      Published on Jun 22, 2021

      You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a clear understanding of your budget so you stand out to sellers as a serious homebuyer.

    • Introducing Fraud Text Alerts

      Published on Jun 07, 2021

      At Collins Community Credit Union, your security is our priority. That’s why we’re excited to introduce fraud text alerts. These alerts will help you monitor your money and keep your accounts safe. To receive these alerts, you don’t need to take any action. You will automatically start receiving text alerts for your Collins Community Credit Union debit card and credit card.

    • How To Increase The Value Of Your Home With Curb Appeal Updates

      Published on May 11, 2021

      The United States housing market is booming, and Iowa is no exception. Lack of inventory and historically low interest rates contribute to the red-hot real estate market. Still, despite the skyrocketing price of lumber and sluggish construction projects, data from one real estate listing company indicated home sales are up 20% across the board in 2021.

    • Be Your Own Fraud Fighter: Tips To Keep Your Money Safe

      Published on Apr 26, 2021

      In 2020, the Federal Trade Commission recorded 2.2 million reports of fraud and $3.3 billion lost by victims. As these numbers continue to grow, it's crucial to stay informed and take action to protect yourself against scams and potential fraud. Check out the tips and current trends below from Collins Community Credit Union's Fraud Officer, Tabby C., to help keep your money safe!

    • The Top 5 Home Improvement Projects For The Best ROI

      Published on Apr 23, 2021

      If you're thinking about moving, whether you're upgrading, downsizing, or changing locations, now is the time to sell your house. Tighter inventories and increasing demand create an ultra-competitive market, which means houses are selling faster and often for top dollar. You may know specific home improvements can help improve your home's value, but not every upgrade helps drive a higher price.

    • Your Tax Refund and Stimulus Checks May Help You Reach Your Homeownership Goals

      Published on Apr 19, 2021

      If you're ready to buy your first home, your tax refund and stimulus savings may cover more of a down payment than you realize.

    • Take Advantage Of Money Smart Week

      Published on Apr 06, 2021

      In May of 2020, 20.6 million Americans lost their jobs, creating an economic fall-out that continues to affect millions of U.S. adults and their perceived economic outlook. Though there are marked signs of improvement in the U.S. labor market, many Americans believe the coronavirus outbreak continues to impact their personal ability to achieve long-term financial goals.

    • Is Debt Consolidation Right For You?

      Published on Mar 15, 2021

      Debt consolidation is a way to restructure and simplify your debt into fewer monthly payments. It combines multiple loans into one payment to one lender, ideally with a lower interest rate. You can consolidate many different types of loans, including credit cards, medical debt, personal loans, and payday loans into one loan.

    • Latest Updates On Your 2021 Stimulus Check

      Published on Mar 11, 2021

      The third round of stimulus checks will soon be on their way! Here's what we know on how much you may receive and when to expect your payment.

    • System Update

      Published on Mar 08, 2021

      On Sunday, March 14, from 3:00 a.m. to 12:00 p.m., Collins Community Credit Union will be performing a system update.

    • Millennials: Is It Time to Buy a Bigger Home?

      Published on Feb 20, 2021

      In today’s housing market, all eyes are on millennials. Not only are millennials the largest generation, but they’re also currently between 25 and 40 years old. These are often considered prime homebuying years when many people begin to form their own households and invest in real estate. If you’re like many millennials who are spending much more time at home these days, you may have a growing need for more space or upgraded features, making moving more desirable than ever.

    • Do You Really Need a 20% Down Payment to Buy a Home?

      Published on Feb 09, 2021

      Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down. Here’s why.

    • Understanding Your Credit Score

      Published on Feb 03, 2021

      Why should you care about your credit score? A good credit score is critical if you need to borrow money for an auto loan, mortgage, or any other reason. The higher the credit score, the easier the loan approval process. Not only does your score impact if you get the loan, but it also can affect the terms of the loan, such as the interest rate or down payment.

    • What’s the Difference between an Appraisal and a Home Inspection?

      Published on Jan 26, 2021

      If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. It’s also a different step in the process from a home inspection, which assesses the condition of the home before you finalize the transaction.

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