Beware of Unidentified Calls or Voicemails About Your Credit or Debit Card
If you receive an unidentified call or voicemail about your credit or debit card, and you believe it to be fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.
Important Tips: Never provide your credit or debit card information to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150. We will never contact you to ask for your personal information. A message from Collins Community Credit Union will always include identification.
Existing Members
Log into CU Online and click on Self Service. Next click on Open Additional Accounts under the Member Requests section.
Contact the Member Contact Center at 800-475-1150, email us at memberservices@collinscu.org, or stop into any Collins Community CU location.
Whether it’s your first-time establishing credit or you need a fresh start, we’re here to help.
Your credit score and history have a strong impact on your financial future. A good credit score can open the doors to helping you reach your financial goals – whether it’s getting an auto loan for a new car, signing the lease on a new apartment, or perhaps securing a student loan to go to college.
Here’s how the Credit Builder Loan1 works:
- You borrow $1,000, which is placed into a Savings Ltd account
- You make on-time monthly payments, which we report to the credit bureaus
- When the loan is paid off, the funds are released to you – plus dividends earned2!
Features:
- Flexible payment terms from 12 to 37 months
- Fixed loan rate of 8.50% APR3 regardless of your credit history
- Access to a wide range of financial wellness tools and resources, including our partners at GreenPath
Flexible payment terms from 12 to 37 months
Fixed loan rate of 8.50% APR3 regardless of your credit history
Access to a wide range of financial wellness tools and resources, including our partners at GreenPath
Important Legal Disclosures
1Credit Builder Loan funds are held in a Savings Ltd Account until paid in full. If no credit history is available, other loan criteria may be required such as proof of income and ability to make payments to help with loan decision. Improved credit score is not guaranteed. Your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report.
2APY= Annual Percentage Yield. Dividend rate and APY may change at any time. Dividends are compounded and credited to the account every quarter. See rate sheet for specific rate details.
3APR= Annual Percentage Rate. Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Credit Builder Loan amount is $1000 and terms are up to 37 months. Regardless of loan term or credit history, a fixed rate of 8.50% APR will be applied. Rates, terms, and conditions subject to change at any time. Payment example: For a $1,000 loan for a term of 12 months with a 8.50% APR, the monthly payment will be $87.52.
Apply Now
Existing Members
Log into CU Online and click on Self Service. Next click on Open Additional Accounts under the Member Requests section.
Contact the Member Contact Center at 800-475-1150, email us at memberservices@collinscu.org, or stop into any Collins Community CU location.
Find out how to Apply for Credit Builder Loan and start enjoying it!
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