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Collins Community Credit Union

Credit Builder Loan

 

Whether it’s your first-time establishing credit or you need a fresh start, we’re here to help.

Your credit score and history have a strong impact on your financial future. A good credit score can open the doors to helping you reach your financial goals – whether it’s getting an auto loan for a new car, signing the lease on a new apartment, or perhaps securing a student loan to go to college.

Here’s how the Credit Builder Loan1  works:

  • You borrow $1,000, which is placed into a Savings Ltd account
  • You make on-time monthly payments, which we report to the credit bureaus
  • When the loan is paid off, the funds are released to you – plus dividends earned2!

Features:

  • Flexible payment terms from 12 to 37 months
  • Fixed loan rate of 8.25% APR3 regardless of your credit history
  • Access to a wide range of financial wellness tools and resources, including our partners at GreenPath
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Flexible payment terms from 12 to 37 months

Percentage 3

Fixed loan rate of 8.25% APR3 regardless of your credit history

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Access to a wide range of financial wellness tools and resources, including our partners at GreenPath

What's New

  • 2022 Virtual Annual Meeting

    07 October 2022
    Collins Community Credit Union's Annual Membership Meeting will be held virtually on Wednesday, November 9, 2022 at 5:30 p.m. CST. We can't wait to have you join us! Learn More
  • New Credit Card Management System Coming Soon!

    06 September 2022
    We're pleased to share we will be launching a new, easy-to-navigate system for accessing and managing your credit card information. Learn More
  • Online Safety: Zelle Fraud Alert

    07 July 2022
    Recently, there has been an uptick in the number of scams targeting users of person-to-person payment systems like Zelle. It's important that our members are educated and aware of these scams in order to avoid falling victim to their latest tricks. Learn More
  • 1st Avenue Branch Relocating Soon

    15 April 2022
    Collins Community Credit Union is pleased to announce its new full-service branch, located at 1800 1st Avenue NE, will open on Monday, April 25, 2022. Learn More
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