The FACT Act allows all consumers the right to obtain one free credit report from each of the three credit reporting agencies once a year.
This means you can obtain a free copy of your credit report every four months, if you keep track of which credit bureau you select. For example, select Experian in January, Equifax in May, and Trans Union in October. You can repeat this pattern each year.
Go to www.AnnualCreditReport.com to obtain your free credit report.