Collins Community Credit Union

Mortgage Application Checklist

Required Mortgage Documentation Checklist

When applying for a mortgage loan, there are a number of documents you and any co-borrowers may be requested to provide. These documents are needed to verify credit worthiness and provide an overall picture of your financial situation.

The ideal turnaround time for submitting requested documentation is 24 to 48 hours after application.  Please keep in mind the types of documents needed may vary based on mortgage type, property and financial circumstances. Additional documentation may be requested at a later time.

If you have any questions or need assistance, please contact a Real Estate Loan Officer.

Required documentation:

  • Copy of government-issued identification (Driver’s License or Passport) for each applicant
  • Most recent pay stubs covering 30 days of income for each applicant.
  • W2 forms from the past 2 years for each applicant.
  • Bank account statements from the past 2 months for checking and savings accounts (other than Collins Community Credit Union accounts).
  • Most recent 2 months or most recent quarterly 401k, IRA or other retirement account statements (actual statements all pages, including those left blank).
  • Investment account (money market, mutual funds, etc.) statements from the past 2 months.

If applicable:

  • Non - U.S. Citizens: copy Resident Alien Card or Visa
  • Divorce decree and child support order (filed and/or signed by Judge).
  • Bankruptcy papers (including all pages and discharge paperwork) if filed within the last 7 years.
  • Most recent mortgage statement for all properties currently owned.
  • Current year Social Security award letter and annual pension income documents.
  • College diploma and/or unofficial transcript if full-time student during the past 2 years.
  • Deferred student loan documentation showing what the payment will be once owed.

If self-employed:

  • Complete business returns from the last 2 years, if K-1s show 25% or more ownership.
  • K-1s for the last 2 years.

How can I submit requested documentation?

Requested documentation may be uploaded securely using our Secure Document Center, or be provided in person or via fax.

Secure Document Center
Secure Document Center Upload Instructions

Your application confirmation code is required for uploads to the Secure Document Center. Should you misplace your confirmation code, or your application was not submitted online, you can request a confirmation code by clicking on the Request Application Confirmation Code hyperlink in the Secure Document Center. For identity verification purposes, you will be asked to enter your Social Security number and birthdate when requesting a new confirmation code.

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What's New

  • Our Dubuque Branch is Now Open for Business!

    20 September 2023
    We are thrilled to announce that our Dubuque Branch is now open for business! Located at 255 John F. Kennedy Road, this branch is more than just a place for banking; it's a community hub designed with your convenience and satisfaction in mind. Learn More
  • Banking Like Never Before

    17 July 2023
    At Collins Community Credit Union, we are committed to continuously improving our products and services to provide you with the best banking experience possible. We are thrilled to announce the upcoming launch of our enhanced Member Contact Center experience, which will redefine the way you connect with us and revolutionize self-service banking. Learn More
  • Audio Response Telephone System (ARTS) Discontinued

    08 June 2023
    Our telephone banking system provider very recently communicated to us that they will no longer support and provide security updates for our Audio Response Telephone System (ARTS) and will be discontinuing it effective June 13, 2023. Learn More
  • Your Tax Refund May Help You Achieve Your Homebuying Goals

    13 April 2023
    Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund may help you achieve your goals by paying for some of these expenses. Learn More
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What's New

  • Celebrating Hispanic Heritage Month at Mercado en Collins

    October 07, 2023
    11:00 AM
    3:00 PM
    Collins Community Credit Union, 601 E Court Ave, Des Moines,
    20 September 2023
    Collins Community Credit Union is excited to invite you to join us for "Mercado en Collins," a vibrant celebration of Hispanic culture in honor of Hispanic Heritage Month. Learn More
View All What's New