To personalize your experience, enter your birth year and zip code:

Personalize your experience:

Personalize your experience:




Collins Community Credit Union

Mortgage Application Checklist

Home buying doesn't have to be difficult. We've created this simple check list to make mortgage application process as simple as one, two, key! Contact a Collins Community Credit Union Real Estate Loan Officer or apply online today!

Information to Bring to Your Mortgage Loan Application

A copy of the original document is acceptable unless specifically noted. If you fill out an application online, you will still need to provide to your Collins Community Credit Union Real Estate Loan Officer.  

  • Original, fully completed & signed loan application.
  • Purchase agreement signed by all buyers and sellers.
  • Paystub from past 2 pay periods for each applicant.
  • W2 forms from past 2 years for each applicant.
  • Bank account statements from the past 2 months for checking and savings accounts. (other than Collins Community Credit Union accounts)
  • Most recent 401K, IRA or other retirement account statement - Full statement only no summaries or current day balance inquiries.
  • Investment account (money market, mutual funds, etc.) statements from the past two months.

Are you self-employed or do you have commission income? If yes, please provide:

  • Personal and Business income Tax Returns for the past 2 years. (Federal returns only, no state returns)

Have you been divorced? If yes, please provide:

  • Divorce decree, stipulation, and any modifications.

  • Proof of receipt of child support payments for the last 3 months - include child support income on your application.

Have you declared bankruptcy in the last 7 years? If yes, please provide:

  • Petition, schedule of creditors and discharge.
  • Be prepared to provide the reason(s)/circumstance(s) that lead to the bankruptcy to your Collins Community Credit Union Real Estate Loan Officer.

Miscellaneous items:

  • If you have earned a diploma or degree in the past 2 years, provide an unofficial final transcript.
  • If you own rental property, provide the current lease and past 2 years Federal Tax Returns.
  • If you are receiving a gift for the down payment of your new home, DO NOT deposit the funds until you visit with your Collins Community Credit Union Real Estate Loan Officer.
  • If in the past 2 years you have experienced a gap in employment of 30 days or greater, be prepared to provide the reason(s)/circumstances(s) of the employment gap to your loan officer.
  • If you currently rent your home, please bring your landlord's name, address and phone number.

You may be interested in...

Fixed-Rate Mortgage

Our fixed rate mortgage offers low rates on home loans and the security of knowing your payments won’t change, no matter how much rates fluctuate.

Adjustable-Rate Mortgage

Achieve your dreams of owning your own home with an Adjustable-Rate Mortgage (ARM) loan from Collins Community Credit Union. 

$350 off closing costs at Collins Community Credit Union
Ignite Your Financial Future! Image 1

Financial Education & Resources

View All Education & Resources

What's New

  • How to Host a Holiday Party on a Budget

    How to Host a Holiday Party on a Budget

    04 December 2017
    From buying gifts to throwing parties – during the holiday season you end up spending money as if it grows on trees. Then when January rolls around, you’re on a ramen noodle diet! It doesn’t have to be like this. I’m here to give you a couple quick tips on how to host an authentic and creative holiday party that’s well within budget.  Learn More
  • 7 Ways to Give Back this Holiday Season without Spending a Dime

    27 November 2017
    Check out these 7 ways to give back without spending a dime! Learn More
  • Dreams Come True, Thanks To Our Friends in Blue

    14 November 2017
    This year, once again for many underprivileged kids in the Cedar Rapids area, Santa will be wearing a badge and driving a police car. The Cedar Rapids Protective Police Charity is raising money for their annual Santa Cop program, where local officers will take kids shopping for warm winter clothes and perhaps a few toys as well. Learn More
  • How to Retire Early

    06 November 2017
    Wish you could retire right now? For some of us, this may seem like a fantasy that will never be reached. But, most Americans can retire early if they take the right steps. Learn More
View All What's New

What's New

View All What's New