Simple Account

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New Members

Open an account to start earning extra cash!

Join Now

Existing Members

Log into CU Online and click on Self Service. Next click on Open Additional Accounts under the Member Requests section.

Contact the Member Contact Center at 800-475-1150, email us at memberservices@collinscu.org, or stop into any Collins Community CU location.

Simple, secure, and convenient

No need to worry about surprise overdraft fees with the Simple Account¹. It’s a debit-card-only account that prevents accidental overdrafts², making it easier to maintain your account balance and stay in control of your spending.

With the Simple Account, you can enjoy peace of mind with no overdraft fees, plus:

No monthly minimum balance or monthly fees³
Free VISA Debit Card
Secure Online and Mobile Banking, eStatements, and Bill Pay
No paper checks
Free access to our financial wellness tools and resources, including our partners at GreenPath

Never pay an overdraft fee again

No paper checks – why pay for checks you don’t use? With a VISA Debit Card, Online Banking, and Bill Pay, you have all the tools you need manage your account with no checks required.

Enjoy no monthly minimum balance or monthly fees

Unlimited withdrawals at Collins ATM machines

$1 Membership Share account is required to establish Collins Community Credit Union membership

Open your Simple Account today!

Important Legal Disclosures

¹Must meet membership eligibility requirements. The minimum balance required to open this account is $50.00.

²This account is not eligible for Overdraft Privilege. Members are eligible to set up an account transfer from a share account, money market, or separate share draft account to cover the transaction that would overdraw the account. There is an overdraft transfer fee of $5.00 per day.

³This account is subject to a $3.00 monthly paper statement fee if not enrolled in eStatements. Simple Account is not eligible for Overdraft Privilege. Members are eligible to set up an account transfer from a share account, money market, or separate share draft account to cover the transaction that would overdraw the account. There is a $5.00 fee per day for the transfer.