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Collins Community Credit Union

Beware of Unidentified Calls or Attempts to Gain Access to Your Online Banking Account

If you receive an unidentified call or voicemail about your online banking account, and you believe it to be suspicious or fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.

Important Tips: Never provide your credit or debit card information, or online banking credentials to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150We will never contact you to ask for your personal information or login credentials. A message from Collins Community Credit Union will always include identification.

FHA Loan

Beware of Unidentified Calls or Attempts to Gain Access to Your Online Banking Account

If you receive an unidentified call or voicemail about your online banking account, and you believe it to be suspicious or fraudulent, please hang up immediately and contact us at 800-475-1150. We are available to assist you.

Important Tips: Never provide your credit or debit card information, or online banking credentials to someone who calls you unsolicited. Be suspicious of any caller who asks for your personal information, such as your Social Security number or bank account number. If you are unsure about the legitimacy of a call, hang up and call us directly at 800-475-1150We will never contact you to ask for your personal information or login credentials. A message from Collins Community Credit Union will always include identification.

Designed to help individuals who may have difficulty qualifying for a conventional mortgage 

Insured by the Federal Housing Administration, FHA loans are designed to help individuals who may have difficulty qualifying for a conventional mortgage due to a lower credit score or lack of funds for a down payment. FHA loans offer a fixed interest rate, which may provide stability and predictability for borrowers over the life of the loan.

It's important to note that FHA loans do require mortgage insurance, which can increase the overall cost of the loan. However, the benefits of lower down payment and credit score requirements, fixed interest rates, and more flexible debt-to-income ratios can make an FHA loan a good option for many borrowers.

Learn more about FHA Loans

Questions? If you are unsure about which type of mortgage is right for you, contact one of our loan officers before applying.

FHA loans offer several benefits, including:

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Lower down payment requirements

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Lower credit score requirements

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Fixed interest rates

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More flexible debt-to-income ratios

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Assumable loans

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