Certificates of Deposit
Invest in your financial future with a Collins Certificate
Enjoy flexibility with a variety of terms when you choose a Certificate, the Credit Union's version of a Certificate of Deposit (CD). Let our experts structure a CD to fit your needs!
Stop by a branch or call 800-475-1150 to learn more about our Certificate options which now include Liquid CDs. Liquid CDs are certificates that earn higher dividends by leaving your funds on deposit for a set term. This product allows for additional deposits throughout the term of any dollar amount. Partial withdrawals are not permitted; however, the full balance may be withdrawn at any time without penalty.
$1,000.00 minimum balance required
10-business days grace period after Certificate matures to change term or cash
Interest can be withdrawn at any time with no penalty
Automatically renewable
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Important Legal Disclosures
Must meet membership eligibility requirements. A withdrawal of dividends will reduce earnings. Requires $1,000.00 to open. $1,000.00 minimum balance required to earn APY. Penalty may be assessed for early withdrawal. Rates are subject to change. Federally Insured by NCUA.
For Liquid CD
A withdrawal of dividends will reduce earnings. No minimum to open and no minimum balance required to earn APY. Additional deposits permitted. You may withdraw the full balance of your account prior to the maturity date without an early withdrawal penalty. Partial withdrawals are not permitted. Any early withdrawal must be for the entire balance and will result in the account being closed. Rates are subject to change. Must meet membership eligibility requirements.
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