Auto Loans
Buy or Refi: Auto Loans on Your Terms
At Collins Community Credit Union, we make the car buying process personalized by offering Auto Loans on your terms. With auto loans as low as 4.14% APR¹ on qualifying car models, our team is here to help you find the auto loan that's right for you. Apply to get the car of your dreams with a payment you can afford or see if you qualify to refinance from another lender and save!
Loyalty rates as low as 4.14% APR¹ on qualifying car models
Loyalty Rate Discount - Receive 0.50% off the standard qualifying rate when you setup an automatic loan payment with your Collins Checking account and meet monthly transaction requirements
Free pre-approval
Refinance from another lender and save
Discover the Fuel Economy Guide
Your trusted resource for making smart, eco-friendly vehicle choices! Published annually by the U.S. Department of Energy (DOE) and the U.S. Environmental Protection Agency (EPA), this guide provides key information on fuel efficiency, annual fuel costs, and emissions for the latest cars, SUVs, and light trucks. Make informed decisions and drive smarter today!
Get pre-approved before you begin to shop
At Collins Community Credit Union, you can be pre-approved before you even begin to shop. Being pre-approved is like being a cash buyer, so when you find what you want you can begin the buying process immediately. With a pre-approval, your interest rate is locked in for 30 days, so you’ll have plenty of time to find exactly what you want. We even offer 100% financing with convenient terms. Start your pre-approval application.
At Collins, we offer a variety of services to enhance your banking experience. Click here to view the full list of our services.
Important Legal Disclosures
Must meet membership eligibility requirements.
¹APR = Annual Percentage Rate. Rate includes Loyalty Discount of 0.50%. To qualify for the Loyalty Discount, member must 1) set up automatic loan payments from their Collins Community Credit Union checking account, and 2) have at least one monthly recurring direct deposit. Loyalty discount may be applied retroactively if all criteria are satisfied within 30 business days after loan funding. Offer cannot be combined with any other promotional rate, discount, or incentive. Discount eligible on purchase or external refinances only. All loans subject to approval. Rate may vary based on credit score, type of loan and term, and is subject to change. Loan amount cannot exceed 125% loan-to-value (LTV) of the NADA’s Clean Retail value for qualified borrowers. Must meet membership eligibility requirements.
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