Visa Secure Card
Ignite your financial future with a Visa® Secured Credit Card
A healthy credit score is a key to a successful financial future. Your credit score helps financial institutions approve you for things like auto and mortgage loans, and it helps determine your interest rate. A lower interest rate means you save more money over the life of the loan.
If you're looking for a safe way to build or rebuild your credit score, our Visa® Secured Credit Card is a great option for you. The Collins Visa® Secured Credit Card is a variable rate credit card that allows you to start building a solid credit score with responsible use. Plus, this card gives you peace of mind knowing that your credit is secured by a deposit in a deposit account.
Here's How it Works
- Apply For a Collins Community Credit Union Visa® Secured Credit Card - Credit is secured by a deposit in a deposit account.
- Use Your Card Responsibly - Be sure to pay your bill on time and pay your balance in full each month by the due date to avoid interest charges.
- Build Your Credit History - Using credit wisely can help you build a solid credit score.
Variable rate credit card
No annual or monthly fee
No pre-payment penalties
If your credit card is lost or stolen, please call 1-855-320-1462.
At Collins, we offer a variety of services to enhance your banking experience. Click here to view the full list of our services.
Important Legal Disclosures
Must meet membership eligibility requirements. *APR = Annual Percentage Rate. Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. Your APR will be 21.74%. The APR for the variable rate card will vary with the market based on the Prime Rate. Federally Insured by NCUA.
**Data and other wireless carrier charges may apply.
Minimum Finance Charge: If you are charged interest, the charge will be no less than $0.50
Annual Fee: None
Balance Transfer Fee: None
Cash Advance Fee: Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee: 1% of each transaction in U.S. dollars
Late Payment: Up to $30
Return Payment: Up to $20