Auto Loan Rates
Auto Loan Rates
| As Low As APR* | Loyalty APR as low as* | Terms (Months) |
|---|---|---|
| 2024 to 2026 | ||
| 4.64% | 4.14% | Up to 60 Months |
| 5.24% | 4.74% | Up to 72 Months |
| 5.44% | 4.94% | Up to 78 Months |
| 5.64% | 5.14% | Up to 84 Months |
| 2021 to 2023 | ||
| 4.99% | 4.49% | Up to 60 Months |
| 5.39% | 4.89% | Up to 72 Months |
| 5.59% | 5.09% | Up to 78 Months |
| 5.84% | 5.34% | Up to 84 Months |
| 2017 to 2020 | ||
| 6.74% | 6.24% | Up to 60 Months |
| 6.84% | 6.34% | Up to 66 Months |
| 6.94% | 6.44% | Up to 72 Months |
| 2016 and Older | ||
| 9.44% | 8.94% | Up to 60 Months |
| 9.64% | 9.14% | Up to 66 Months |
Important Legal Disclosures
*Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. Rate includes Loyalty Discount of 0.50% To qualify for the Loyalty Discount, member must setup automatic loan payments from their Collins Community CU Checking account. Checking account must have at least 5 transactions including a direct deposit. *APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Loan amount cannot exceed NADA retail or MSRP. Payment example: $30,000.00 loan on a 2024 vehicle for a term of 60 months with a 4.99% APR, the monthly payment would be $567.23. Cannot be combined with any other auto loan discount or offer. Discount eligible on purchase or external refinances only. Federally Insured by NCUA.
Avisos legales importantes
*Se aplican ciertas restricciones. Todos los préstamos están sujetos a aprobación. Se debe ser o convertirse en miembro de Collins Community CU para obtener un préstamo. Las tasas, plazos y condiciones están sujetos a cambios en cualquier momento. La tasa incluye un Descuento por Lealtad del 0.50%. Para calificar para el Descuento por Lealtad, el miembro debe configurar pagos automáticos del préstamo desde su cuenta corriente de Collins Community CU. La cuenta corriente debe tener al menos 5 transacciones, incluyendo un depósito directo. *APR = Tasa de Porcentaje Anual. La tasa puede variar según el puntaje de crédito, el tipo de préstamo y el plazo, y está sujeta a cambios. El monto del préstamo no puede exceder el valor minorista de NADA o el MSRP. Ejemplo de pago: préstamo de $30,000.00 en un vehículo 2024 por un plazo de 60 meses con una APR del 5.49%, el pago mensual sería de $574.27. No puede combinarse con ningún otro descuento u oferta de préstamo para automóviles. El descuento es elegible solo para compras o refinanciamientos externos. Asegurado federalmente por NCUA.
Snowmobiles, Jet Skis, and Other Non-Recreational
| As Low As APR* | Loyalty APR as low as* | Terms (Months) |
|---|---|---|
| 2024 to 2026 | ||
| 9.85% | 9.60 | 60-72 months |
| 2020 to 2023 | ||
| 10.15% | 9.90% | 48-60 months |
| 2019 and Older | ||
| 10.45% | 10.20% | 24-36 months |
Important Legal Disclosures
*Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. Rate includes Loyalty Discount of 0.25%. To qualify for the Loyalty Discount, member must setup automatic loan payments from their Collins Community CU Checking account. Checking account must have at least 5 transactions including a direct deposit. *APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Loan amount cannot exceed NADA retail or MSRP.
Payment example: $7,500 loan on a 2024 vehicle for a term of 60 months with a 8.85% APR, the monthly payment would be $155.76.
Avisos Legales Importantes
* Se aplican ciertas restricciones. Todos los préstamos están sujetos a aprobación. Debe ser o convertirse en miembro de Collins Community CU para obtener un préstamo. Las tasas, plazos y condiciones están sujetos a cambios en cualquier momento. La tasa incluye un descuento de lealtad del 0.25%. Para calificar para el descuento de lealtad, el miembro debe configurar pagos automáticos del préstamo desde su cuenta de cheques de Collins Community CU. La cuenta de cheques debe tener al menos 5 transacciones, incluyendo un depósito directo. *APR = Tasa de Porcentaje Anual. La tasa puede variar según el puntaje de crédito, el tipo de préstamo y el plazo, y está sujeta a cambios. El monto del préstamo no puede exceder el valor minorista de NADA o el MSRP.
Ejemplo de pago: préstamo de $7,500 para un vehículo 2024 a 60 meses con una APR del 8.85%, el pago mensual sería de $155.76.
Motorcycles
| As Low As APR* | Loyalty APR as low as* | Terms (Months) |
|---|---|---|
| 2024 to 2026 | ||
| 6.49% | 6.24% | Up to 60 months |
| 6.59% | 6.34 | Up to 72 months |
| 6.79% | 6.54% | Up to 78 months |
| 6.99% | 6.74% | Up to 84 months |
| 2021 to 2023 | ||
| 6.69% | 6.44% | Up to 60 months |
| 6.79% | 6.54% | Up to 72 months |
| 6.99% | 6.74% | Up to 78 months |
| 7.19% | 6.94% | Up to 84 months |
| 2017 to 2020 | ||
| 7.59% | 7.34% | Up to 60 months |
| 7.69% | 7.44% | Up to 66 months |
| 7.79% | 7.54% | Up to 72 months |
| 2016 and older | ||
| 10.29% | 10.04% | Up to 60 months |
| 10.49% | 10.24% | Up to 66 months |
Important Legal Disclosures
*Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. Rate includes Loyalty Discount of 0.25%. To qualify for the Loyalty Discount, member must setup automatic loan payments from their Collins Community CU Checking account. Checking account must have at least 5 transactions including a direct deposit. *APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Loan amount cannot exceed NADA retail or MSRP.
Payment example: $7,500 loan on a 2024 vehicle for a term of 60 months with a 8.85% APR, the monthly payment would be $155.76.
Avisos Legales Importantes
*Se aplican ciertas restricciones. Todos los préstamos están sujetos a aprobación. Debe ser o convertirse en miembro de Collins Community CU para obtener un préstamo. Las tasas, plazos y condiciones están sujetos a cambios en cualquier momento. La tasa incluye un Descuento de Lealtad del 0.25%. Para calificar para el Descuento de Lealtad, el miembro debe configurar pagos automáticos del préstamo desde su cuenta de cheques de Collins Community CU. La cuenta de cheques debe tener al menos 5 transacciones, incluyendo un depósito directo. *APR = Tasa de Porcentaje Anual. La tasa puede variar según el puntaje de crédito, el tipo de préstamo y el plazo, y está sujeta a cambios. El monto del préstamo no puede exceder el precio de venta al público de NADA o MSRP.
Ejemplo de pago: préstamo de $7,500 para un vehículo 2024 a un plazo de 60 meses con una tasa APR del 8.85%, el pago mensual sería de $155.76.
RV's, Boats, and Travel Trailers
| As Low As APR* | Loyalty APR as low as* | Terms (Months) |
|---|---|---|
| Model Years 2024 to 2027 up to $7,500 | ||
| 8.85% | 8.60% | Up to 60 months |
| Model Years 2024 to 2027 - $7,501 - $12,999 | ||
| 9.15% | 8.90% | 61-84 months |
| Model Years 2024 to 2027 - $13,000 - $17,999 | ||
| 9.45% | 9.20% | 85-120 months |
| Model Years 2024 to 2027 - $18,000 - $24,999 | ||
| 9.75% | 9.50% | 121-144 months |
| Model Years 2024 to 2027 - $25,000 and up | ||
| 9.95% | 9.70% | 145-180 months |
| 10.35% | 10.10% | 181-240 months |
| Model Years 2020 to 2023 up to $7,500 | ||
| 9.45% | 9.20% | Up to 60 months |
| Model Years 2020 to 2023 - $7,501 - $12,999 | ||
| 10.05% | 9.80% | 61-84 months |
| Model Years 2020 to 2023 - $13,000 - $17,999 | ||
| 10.45% | 10.20% | 85-120 months |
| Model Years 2020 to 2023 - $18,000 - $24,999 | ||
| 10.75% | 10.50% | 121-144 months |
| Model Years 2020 to 2023 - $25,000 and up | ||
| 11.05% | 10.80% | 145-180 months |
| 12.45% | 12.20% | 181-240 months |
| Model Years 2019 and Older up to $7,500 | ||
| 9.85% | 9.60% | Up to 60 months |
| Model Years 2019 and Older - $7,501 - $12,999 | ||
| 10.15% | 9.90% | 61-84 months |
| Model Years 2019 and Older - $13,000 - $17,999 | ||
| 10.65% | 10.40% | 85-120 months |
| Model Years 2019 and Older - $18,000 - $24,999 | ||
| 11.05% | 10.80% | 121-144 months |
| Model Years 2019 and Older - $25,000 and up | ||
| 11.85% | 11.60% | 145-180 months |
Important Legal Disclosures
*Certain restrictions apply. All loans subject to approval. Must be or become a Collins Community CU member to obtain a loan. Rates, terms, and conditions subject to change at any time. Rate includes Loyalty Discount of 0.25%. To qualify for the Loyalty Discount, member must setup automatic loan payments from their Collins Community CU Checking account. Checking account must have at least 5 transactions including a direct deposit. *APR = Annual Percentage Rate. Rate may vary based on credit score, type of loan and term, and is subject to change. Loan amount cannot exceed NADA retail or MSRP.
Payment example: $7,500 loan on a 2024 vehicle for a term of 60 months with a 8.85% APR, the monthly payment would be $155.76.
Avisos Legales Importantes
*Se aplican ciertas restricciones. Todos los préstamos están sujetos a aprobación. Debe ser o convertirse en miembro de Collins Community CU para obtener un préstamo. Las tasas, plazos y condiciones están sujetos a cambios en cualquier momento. La tasa incluye un descuento de lealtad del 0.25%. Para calificar para el descuento de lealtad, el miembro debe configurar pagos automáticos del préstamo desde su cuenta de cheques de Collins Community CU. La cuenta de cheques debe tener al menos 5 transacciones, incluyendo un depósito directo. *APR = Tasa de Porcentaje Anual. La tasa puede variar según el puntaje de crédito, el tipo de préstamo y el plazo, y está sujeta a cambios. El monto del préstamo no puede exceder el precio minorista NADA o el MSRP.
Ejemplo de pago: préstamo de $7,500 para un vehículo 2024 a 60 meses con una APR del 8.85%, el pago mensual sería de $155.76.
