Backpacks, uniforms, lunchboxes, gym bags, binders, pencil pouches ? the back-to-school shopping checklist grows every year, and it adds up fast.

You might pick up an iced coffee or birthday present for a co-worker without much thought, but buying a vehicle requires extensive research, a thorough review of your finances and budget, and a test drive or two. Between the vast selection of different makes and models and pushy salespeople trying to meet their sales goals, purchasing a car can be intimidating. Before you head to the dealership, be sure you are financially prepared to drive away with a brand-new ride.

With record-setting warm temperatures, the summer is off to an extra-hot start. It’s tempting to crank the air conditioner, grab a cold beverage, and plop down in front of a fan running on high for the rest of the season, but running the air conditioner all summer long will add up fast. Luckily, there are other ways to stay cool through September without having to pay an exorbitant utility bill.

In most climates across the country, the season of backyard barbecues and firework shows bring sweltering temperatures. Without the proper attire, you might feel uncomfortable hanging out outdoors, but tailoring your outfits for the forecast can help keep you cool all summer long. Buying new clothes can add up quickly; fortunately, summer wardrobes tend to be the least expensive to improve.

The “people helping people” philosophy is the backbone of the credit union industry. It’s what the first creators of credit unions based their businesses, products, and services upon – this commitment to providing opportunities and creating a more equal community.